x402 List

x402 Protocol Service Directory

●

cloudpayX Agent

Finance PAYMENT-READY

payment-ready until 2026-09-14

XRPL-native machine intelligence and pre-settlement infrastructure. Autonomous agents can purchase wallet and transaction risk assessments, XRP/RLUSD route analysis, XRPL asset intelligence, arbitrage viability, ledger health, and transaction repair through x402 v2 with on-ledger XRP settlement.

BASE URL https://api.cloudpayxagent.xyz │ WEBSITE https://cloudpayx.com/agents │ ENDPOINTS 11 │ NETWORK │ ASSET UNKNOWN │ MEMBER SINCE 2026-08-25 │ MONITORED SINCE 2026-08-25

VERDICT

ranking generation 3

solid 79/100 #72 of 78 in Finance by measured score

What the score read on this service: status online, 96.1% uptime 30d, 982ms response p95, x402 compliance 13 of 13, price not captured, no known payTo, so no on-chain traction to read. Each of those is measured, and each is published in full below.

The score comes from our own monitoring, never from reviews, operator claims, or a language model: reliability, x402 compliance, price against the category, a deterministic risk flag, and a small on-chain traction term, weighted by ranking generation 3. It is not placement anyone can buy: the paid verify tier is reported beside it and is not one of its inputs. Every component below stays published and read-only.

It is a score inside Finance, and only there: price and speed are scored against the whole category field, every listing in it that carries no danger flag, the scored service included, which here means 78 listings, this one among them. That set is wider than the 78 the position above is counted against, because a listing we have measured too little of to rank still sits in the field the price and the speed are normalized over. The same service in a different field would read differently. The same engine answers GET /api/v1/best, and asked for a different pool (the whole directory, or another filter) it returns a different number for this service under this same ranking generation. Neither is more correct: they answer different questions, and the methodology states which is which.

Bands on the 0 to 100 measured score: strong at 93 and above, solid from 75, mixed from 55, weak below 55. Price and speed are scored against the whole category field, every listing in it that carries no danger flag, the scored service included, so the score places a service in its own field.

ALTERNATIVES IN FINANCE

Other Finance services in this directory, ordered by the same measured score. The figures are ours: 30-day uptime from our own probes, 30-day settlement volume read on-chain (a conservative undercount, and null where we cannot measure it, never a zero).

Ranked alternative x402 services in the same category, with band, measured score, 30-day uptime and 30-day on-chain settlement volume
SERVICE BAND SCORE UPTIME 30D VOL 30D
Bitrefill strong 99 100% ---
toon.haus Financial Data API strong 99 100% ---
TickersFeed strong 98 100% ---
Losbeto — Cross-Asset Market Intelligence strong 98 98.6% ---
Stock Trends Market Intelligence strong 97 99.9% ---
5 of 77 other ranked services in Finance · see the whole category

ASSESSMENT

updated 1h ago

The parts the verdict above is computed from, each with its proof. Click any chip. Measured values stay read-only; unknown is honest, and an unknown is never counted as a zero.

reliability 96.1%
uptime 24h
100%
uptime 7d
95.5%
uptime 30d
96.1%
uptime 90d
96.1%
response p95
982ms
avg response
508ms
total checks
1,125

Measured on the unpaid 402 handshake, not the paid call. A service can 402 correctly and still fail after payment.

compliance A (13/13)

13 of 13 x402 conformance checks pass. Full checklist below.

jump to compliance checklist

price -
price (min)
-
category percentile (min)
-
endpoints / prices
11 / 0
model
unknown
stability
-
risk clean

No deterministic risk flag. Risk fires only on an exact blocklist match, or a reserved-brand name with a mismatched verified payTo. Never from low uptime, a high price, or a model guess.

domain age
327d
registrar
Name.com, Inc.
hosting
custom
domain created
2025-10-08

Identity facts, not a risk score.

traction ---

No settlement address is mapped for this service yet, so on-chain volume cannot be measured. Shown as unmeasured, not zero.

WHAT IT DOES

ai-derived

No AI synthesis has been produced for this service yet.

ENDPOINTS

Service endpoints with HTTP method, path, description, pricing, and network
METHOD PATH DESCRIPTION PRICE NETWORK ASSET 402 CHANNEL
POST /agent/arbitrage-check --- UNKNOWN header
POST /agent/ledger-status --- UNKNOWN header
POST /agent/repair --- UNKNOWN header
POST /agent/risk-check --- UNKNOWN header
POST /agent/stablecoin-route --- UNKNOWN header
POST /agent/token-analysis --- UNKNOWN header
POST /agent/v3/arbitrage-check --- UNKNOWN header
POST /agent/v3/asset-analysis --- UNKNOWN header
POST /agent/v3/repair --- UNKNOWN header
POST /agent/v3/risk-check --- UNKNOWN header
POST /agent/v3/stablecoin-route --- UNKNOWN header
11 endpoints

REQUEST / RESPONSE EXAMPLE

An unpaid request to POST /agent/arbitrage-check returns HTTP 402 with the payment terms. Settle onchain via your facilitator, then retry with the X-Payment header.

// request
curl -i -X POST 'https://api.cloudpayxagent.xyz/agent/arbitrage-check'
// 402 response (captured by monitor) · 11 payloads · click to expand 
[
  {
    "error": "Payment required",
    "accepts": [
      {
        "asset": "XRP",
        "extra": {
          "invoiceId": "cpayx_reqy2j6vxnne",
          "sourceTag": 804681468,
          "areFeesSponsored": false
        },
        "payTo": "rsnHPZjBSastxz1BE38WqKBR3sgpATvreL",
        "amount": "14183",
        "scheme": "exact",
        "network": "xrpl:0",
        "maxTimeoutSeconds": 120
      }
    ],
    "resource": {
      "url": "https://api.cloudpayxagent.xyz/agent/v3/risk-check",
      "mimeType": "application/json",
      "description": "cloudpayX agent_risk_check_v3"
    },
    "x402Version": 2
  },
  {
    "error": "Payment required",
    "accepts": [
      {
        "asset": "XRP",
        "extra": {
          "invoiceId": "cpayx_reqz2oq7h3ou",
          "sourceTag": 804681468,
          "areFeesSponsored": false
        },
        "payTo": "rsnHPZjBSastxz1BE38WqKBR3sgpATvreL",
        "amount": "3546",
        "scheme": "exact",
        "network": "xrpl:0",
        "maxTimeoutSeconds": 120
      }
    ],
    "resource": {
      "url": "https://api.cloudpayxagent.xyz/agent/v3/asset-analysis",
      "mimeType": "application/json",
      "description": "cloudpayX agent_asset_analysis_v3"
    },
    "x402Version": 2
  },
  {
    "error": "Payment required",
    "accepts": [
      {
        "asset": "XRP",
        "extra": {
          "invoiceId": "cpayx_req7mgo37vv8",
          "sourceTag": 804681468,
          "areFeesSponsored": false
        },
        "payTo": "rsnHPZjBSastxz1BE38WqKBR3sgpATvreL",
        "amount": "7091",
        "scheme": "exact",
        "network": "xrpl:0",
        "maxTimeoutSeconds": 120
      }
    ],
    "resource": {
      "url": "https://api.cloudpayxagent.xyz/agent/v3/arbitrage-check",
      "mimeType": "application/json",
      "description": "cloudpayX agent_arbitrage_check_v3"
    },
    "x402Version": 2
  },
  {
    "error": "Payment required",
    "accepts": [
      {
        "asset": "XRP",
        "extra": {
          "invoiceId": "cpayx_req8qu0kbrnc",
          "sourceTag": 804681468,
          "areFeesSponsored": false
        },
        "payTo": "rsnHPZjBSastxz1BE38WqKBR3sgpATvreL",
        "amount": "7091",
        "scheme": "exact",
        "network": "xrpl:0",
        "maxTimeoutSeconds": 120
      }
    ],
    "resource": {
      "url": "https://api.cloudpayxagent.xyz/agent/v3/stablecoin-route",
      "mimeType": "application/json",
      "description": "cloudpayX agent_stablecoin_route_v3"
    },
    "x402Version": 2
  },
  {
    "error": "Payment required",
    "accepts": [
      {
        "asset": "XRP",
        "extra": {
          "invoiceId": "cpayx_req0ns6popiy",
          "sourceTag": 804681468,
          "areFeesSponsored": false
        },
        "payTo": "rsnHPZjBSastxz1BE38WqKBR3sgpATvreL",
        "amount": "70914",
        "scheme": "exact",
        "network": "xrpl:0",
        "maxTimeoutSeconds": 120
      }
    ],
    "resource": {
      "url": "https://api.cloudpayxagent.xyz/agent/v3/repair",
      "mimeType": "application/json",
      "description": "cloudpayX agent_repair_v3"
    },
    "x402Version": 2
  },
  {
    "error": "Payment required",
    "accepts": [
      {
        "asset": "XRP",
        "extra": {
          "invoiceId": "cpayx_req8ojoktp6a",
          "sourceTag": 804681468,
          "areFeesSponsored": false
        },
        "payTo": "rsnHPZjBSastxz1BE38WqKBR3sgpATvreL",
        "amount": "7091",
        "scheme": "exact",
        "network": "xrpl:0",
        "maxTimeoutSeconds": 120
      }
    ],
    "resource": {
      "url": "https://api.cloudpayxagent.xyz/agent/arbitrage-check",
      "mimeType": "application/json",
      "description": "cloudpayX agent_arbitrage_check"
    },
    "x402Version": 2
  },
  {
    "error": "Payment required",
    "accepts": [
      {
        "asset": "XRP",
        "extra": {
          "invoiceId": "cpayx_reqx1fgchd10",
          "sourceTag": 804681468,
          "areFeesSponsored": false
        },
        "payTo": "rsnHPZjBSastxz1BE38WqKBR3sgpATvreL",
        "amount": "3546",
        "scheme": "exact",
        "network": "xrpl:0",
        "maxTimeoutSeconds": 120
      }
    ],
    "resource": {
      "url": "https://api.cloudpayxagent.xyz/agent/ledger-status",
      "mimeType": "application/json",
      "description": "cloudpayX agent_ledger_status"
    },
    "x402Version": 2
  },
  {
    "error": "Payment required",
    "accepts": [
      {
        "asset": "XRP",
        "extra": {
          "invoiceId": "cpayx_req3x6q28ly1",
          "sourceTag": 804681468,
          "areFeesSponsored": false
        },
        "payTo": "rsnHPZjBSastxz1BE38WqKBR3sgpATvreL",
        "amount": "70914",
        "scheme": "exact",
        "network": "xrpl:0",
        "maxTimeoutSeconds": 120
      }
    ],
    "resource": {
      "url": "https://api.cloudpayxagent.xyz/agent/repair",
      "mimeType": "application/json",
      "description": "cloudpayX agent_repair"
    },
    "x402Version": 2
  },
  {
    "error": "Payment required",
    "accepts": [
      {
        "asset": "XRP",
        "extra": {
          "invoiceId": "cpayx_reqthmuqp8zg",
          "sourceTag": 804681468,
          "areFeesSponsored": false
        },
        "payTo": "rsnHPZjBSastxz1BE38WqKBR3sgpATvreL",
        "amount": "14183",
        "scheme": "exact",
        "network": "xrpl:0",
        "maxTimeoutSeconds": 120
      }
    ],
    "resource": {
      "url": "https://api.cloudpayxagent.xyz/agent/risk-check",
      "mimeType": "application/json",
      "description": "cloudpayX agent_risk_check"
    },
    "x402Version": 2
  },
  {
    "error": "Payment required",
    "accepts": [
      {
        "asset": "524C555344000000000000000000000000000000",
        "extra": {
          "issuer": "rMxCKbEDwqr76QuheSUMdEGf4B9xJ8m5De",
          "invoiceId": "cpayx_reqgm2vaczts",
          "sourceTag": 804681468,
          "areFeesSponsored": false
        },
        "payTo": "rsnHPZjBSastxz1BE38WqKBR3sgpATvreL",
        "amount": "0.01",
        "scheme": "exact",
        "network": "xrpl:0",
        "maxTimeoutSeconds": 120
      }
    ],
    "resource": {
      "url": "https://api.cloudpayxagent.xyz/agent/stablecoin-route",
      "mimeType": "application/json",
      "description": "cloudpayX agent_stablecoin_route"
    },
    "x402Version": 2
  },
  {
    "error": "Payment required",
    "accepts": [
      {
        "asset": "XRP",
        "extra": {
          "invoiceId": "cpayx_reqp4ebl7igb",
          "sourceTag": 804681468,
          "areFeesSponsored": false
        },
        "payTo": "rsnHPZjBSastxz1BE38WqKBR3sgpATvreL",
        "amount": "3546",
        "scheme": "exact",
        "network": "xrpl:0",
        "maxTimeoutSeconds": 120
      }
    ],
    "resource": {
      "url": "https://api.cloudpayxagent.xyz/agent/token-analysis",
      "mimeType": "application/json",
      "description": "cloudpayX agent_token_analysis"
    },
    "x402Version": 2
  }
]

OVER TIME

All charts use the 30d selector; each series spans only the dates it has data for. Every series is also served as JSON at /api/v1/services/cloudpayx-agent/price, /scores, /volume and /buyers. On-chain volume and distinct buyers are measured over the service's settlement address and are a conservative undercount (only settlements that reach a measured facilitator are counted). The on-chain series roll up hourly, so the latest day can be up to about an hour behind; distinct buyers are counted per payout address, so a service that settles to more than one address is an upper bound.

UPTIME
08-28 · uptime 88.5% · 477ms avg08-29 · uptime 92.1% · 401ms avg09-01 · uptime 81.2% · 482ms avg09-04 · uptime 93.3% · 682ms avg08-25 · uptime 100.0% · 195ms avg08-26 · uptime 98.9% · 298ms avg08-27 · uptime 98.9% · 566ms avg08-28 · uptime 88.5% · 477ms avg08-29 · uptime 92.1% · 401ms avg08-30 · uptime 100.0% · 518ms avg08-31 · uptime 98.9% · 556ms avg09-01 · uptime 81.2% · 482ms avg09-02 · uptime 98.6% · 526ms avg09-03 · uptime 100.0% · 681ms avg09-04 · uptime 93.3% · 682ms avg09-05 · uptime 98.9% · 632ms avg09-06 · uptime 100.0% · 504ms avg09-07 · uptime 100.0% · 350ms avg08-2509-07
30d UPTIME 96.1%
RESPONSE TIME
08-25 · 195ms avg08-25 · 195ms avg08-26 · 298ms avg08-26 · 298ms avg08-27 · 566ms avg08-27 · 566ms avg08-28 · 477ms avg08-28 · 477ms avg08-29 · 401ms avg08-29 · 401ms avg08-30 · 518ms avg08-30 · 518ms avg08-31 · 556ms avg08-31 · 556ms avg09-01 · 482ms avg09-01 · 482ms avg09-02 · 526ms avg09-02 · 526ms avg09-03 · 681ms avg09-03 · 681ms avg09-04 · 682ms avg09-04 · 682ms avg09-05 · 632ms avg09-05 · 632ms avg09-06 · 504ms avg09-06 · 504ms avg09-07 · 350ms avg09-07 · 350ms avg08-2509-07
AVG RESP 507ms
PRICE (captured 402, USD)
no price history yet
SUB-SCORES (uptime + x402 compliance)
08-25 uptime: 100.0% compliance: 100% checks08-26 uptime: 99.3% compliance: 100% checks08-27 uptime: 99.1% compliance: 100% checks08-28 uptime: 96.9% compliance: 100% checks08-29 uptime: 95.1% compliance: 100% checks08-30 uptime: 96.0% compliance: 100% checks08-31 uptime: 96.5% compliance: 100% checks09-01 uptime: 95.9% compliance: 100% checks09-02 uptime: 94.9% compliance: 100% checks09-03 uptime: 95.5% compliance: 100% checks09-04 uptime: 95.3% compliance: 100% checks09-05 uptime: 95.7% compliance: 100% checks09-06 uptime: 96.0% compliance: 100% checks09-07 uptime: 96.1% compliance: 100% checksuptimecompliance08-2509-07

checklist grew 11->14 on 2026-07-28; a step here is a metric change, not a regression

PILLARS OVER TIME (measured)
site signals present (of 6)

Measured site and economics pillars from the assessment history, so the latest value shown elsewhere on this page reads as a point on a trend rather than a permanent state.

VOLUME (on-chain settlement, USD)
No settlement address is mapped for this service yet, so on-chain volume cannot be measured. Shown as unmeasured, not zero.
DISTINCT BUYERS
No settlement address is mapped for this service yet, so distinct on-chain buyers cannot be measured. Shown as unmeasured, not zero.

COMPLIANCE

13/13 checks pass · grade A

last 402 captured 2026-09-07 · last up 2026-09-07

  • 402 payload captured
  • accepts[] array present
  • payTo address recoverable
  • payTo at accepts[0].payTo (conformant shape)
  • payTo is a valid on-chain address
  • atomic price declared
  • atomic price in a sane range
  • asset (token) address declared
  • network resolves to CAIP-2
  • payment scheme declared
  • served over HTTPS
  • declares the current x402 version (2)
  • EIP-712 domain parameters present on every EVM entry
  • x402 v2 envelope delivered in the payment-required header

SITE PILLARS

  • homepage reachable
  • openapi doc
  • pricing page
  • llms.txt
  • robots.txt
  • terms page
recent checks (18) live · click to expand
TIME STATUS RESP CAUSE
● OK 593ms
● OK 310ms
● OK 277ms
● OK 288ms
● OK 329ms
● OK 251ms
● OK 522ms
● OK 268ms
● OK 436ms
● OK 587ms
● OK 228ms
● OK 332ms
● OK 502ms
● OK 453ms
● OK 310ms
● OK 345ms
● OK 388ms
● OK 342ms
18 of 1,129 checks · live count

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status
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live uptime
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