Tollbooth
payment-ready until 2026-10-23
Tollbooth · 59 verified tax, finance, lending, real-estate, retirement, investing, crypto and business calculators for AI agents, paid per call in USDC on Base mainnet (no account, no API key; $0.01–$1.00 per call via the Coinbase CDP facilitator).
Call it x402 v2
x402 v2
- Base URL
- https://x402toll.com
- Payment
- x402 v2, header channel
$ curl -i -X POST 'https://x402toll.com/v1/business/entity-compare' An unpaid request returns HTTP 402 with the payment terms. Sign a payment authorization, then retry with the PAYMENT-SIGNATURE header.
Endpoints 59 paid routes on x402toll.com
51 more in Example 402 response
Prices as captured in the 402 response: median $0.05 across the 59 endpoints.
Example 402 response
Endpoints and prices
| Method | Path | Description | Price | Network | Asset | 402 channel | Captured |
|---|---|---|---|---|---|---|---|
| POST | / | Total 2026 federal tax as a sole proprietor / LLC vs S-corp vs C-corp for the same profit · SE tax vs FICA vs 21% corporate tax with qualified-dividend double taxation · ranked to the lowest. | $0.10 | Base | USDC | header | since 08-24 |
| POST | / | S-corp reasonable-salary employment-tax saving: SE tax a sole proprietor pays on all profit vs FICA an S-corp pays on just the salary, with the distribution that escapes self-employment tax. | $0.10 | Base | USDC | header | since 08-24 |
| POST | / | Break-even units and revenue (CVP): where contribution margin covers fixed costs. | $0.05 | Base | USDC | header | since 07-17 |
| POST | / | Sale price after one or more stacked percentage discounts (applied sequentially, not summed) plus an optional flat amount off. | $0.02 | Base | USDC | header | since 07-17 |
| POST | / | Margin, markup, and profit from cost · give cost plus any one of price, target margin %, or markup %, and it solves the rest. | $0.02 | Base | USDC | header | since 07-17 |
| POST | / | Seller fees and net payout for Amazon, eBay, and Etsy at their verified 2026 standard fee schedules (Amazon referral %, eBay final value fee, Etsy listing + transaction + processing). | $0.05 | Base | USDC | header | since 07-17 |
| POST | / | Order total from subtotal, discount, tax rate, and shipping · tax excludes shipping by default (toggle with taxShipping). | $0.02 | Base | USDC | header | since 07-17 |
| POST | / | Payment-processor fee and net received for Stripe, PayPal, and Square at their verified 2026 standard US rates · or reverse gross-up (what to charge to net a target). | $0.02 | Base | USDC | header | since 07-17 |
| POST | / | ROI %, ROAS, profit, and profit margin from revenue and cost (e.g. ad spend). | $0.02 | Base | USDC | header | since 07-17 |
| POST | / | US sales tax · add or remove tax using the verified 2026 STATE base rate for any state + DC, plus an optional local rate. Flags gross-receipts states (HI/NM) and local-only states (AK). | $0.05 | Base | USDC | header | since 07-17 |
| POST | / | Tip amount, total, and per-person split for a restaurant bill. | $0.01 | Base | USDC | header | since 07-17 |
| POST | / | VAT / GST for 16 major economies (UK, EU, Australia, Canada, Japan, Singapore, UAE, India, and more) at the verified 2026 standard rate · add or remove. | $0.05 | Base | USDC | header | since 07-17 |
| POST | / | Convert between APR and APY at any compounding frequency (or continuous). | $0.02 | Base | USDC | header | since 07-17 |
| POST | / | Impermanent loss for a 50/50 constant-product LP position vs simply holding, given the price change of the volatile asset. | $0.05 | Base | USDC | header | since 07-17 |
| POST | / | Liquidation price for a leveraged long or short (isolated margin), plus the % move to liquidation. | $0.05 | Base | USDC | header | since 07-17 |
| POST | / | Match a crypto sale against buy lots (FIFO / LIFO / HIFO), returning realized gain/loss split short- vs long-term (IRS >365-day rule) plus the remaining lots. | $0.25 | Base | USDC | header | since 07-17 |
| POST | / | Rank up to 10 stablecoin/yield options by projected return over a horizon at each stated APY. | $0.05 | Base | USDC | header | since 07-17 |
| POST | / | Bond current yield and yield-to-maturity from face value, coupon, market price, and maturity · with the premium/discount/par classification. | $0.05 | Base | USDC | header | since 08-24 |
| POST | / | Net present value and internal rate of return for a cash-flow series (index 0 = today, usually a negative outlay), plus the profitability index and an accept/reject call. | $0.05 | Base | USDC | header | since 08-24 |
| POST | / | Amortized monthly payment, total interest, and a year-by-year balance schedule for any loan. | $0.05 | Base | USDC | header | since 07-17 |
| POST | / | True APR (Reg Z / TILA) from the note rate plus financed fees · the real cost of borrowing. | $0.05 | Base | USDC | header | since 07-17 |
| POST | / | Auto-loan payment including state sales tax (verified 2026 rates), trade-in credit, down payment, and fees. | $0.05 | Base | USDC | header | since 07-17 |
| POST | / | Compare 2–6 loan offers by true total cost (payments + fees) and rank them. | $0.05 | Base | USDC | header | since 07-17 |
| POST | / | Debt-to-income ratio · front-end and back-end · with pass/fail against your (or the conventional 28/36) limits. | $0.02 | Base | USDC | header | since 07-17 |
| POST | / | How much time and interest an extra monthly payment saves on a loan. | $0.05 | Base | USDC | header | since 07-17 |
| POST | / | HELOC payments: interest-only during the draw period and the amortizing payment when repayment begins (the payment jump). | $0.05 | Base | USDC | header | since 07-17 |
| POST | / | Full monthly mortgage payment (PITI): principal & interest, property tax, insurance, PMI (auto when LTV > 80%), and HOA. | $0.05 | Base | USDC | header | since 07-17 |
| POST | / | Whether buying discount points pays off: monthly savings from the rate buydown and the break-even month. | $0.05 | Base | USDC | header | since 07-17 |
| POST | / | Refinance analysis: new payment, monthly savings, months to break even on closing costs, and lifetime interest saved. | $0.05 | Base | USDC | header | since 07-17 |
| POST | / | LLC formation cost for any US state + DC: filing fee, annual/biennial report, franchise tax, publication requirements · Year-1 and 5-year totals from each state's own 2026 fee schedule. | $0.05 | Base | USDC | header | since 07-17 |
| POST | / | Self-employed mortgage affordability: 2-year income averaging with add-backs, the declining-income rule, front/back DTI limits, PMI-aware max-price solve. | $0.05 | Base | USDC | header | since 07-17 |
| POST | / | US net-paycheck breakdown for any of 51 jurisdictions: 2026 federal brackets, FICA (SS wage base $184,500, additional Medicare), and state income tax. Golden-vector verified. | $0.05 | Base | USDC | header | since 07-17 |
| POST | / | Max home price a W-2 buyer can afford from income and debts, using front/back DTI limits and a PMI-aware price solve. | $0.05 | Base | USDC | header | since 07-17 |
| POST | / | Adjustable-rate mortgage payment shock: the payment before and after the first reset, and the increase. | $0.05 | Base | USDC | header | since 07-17 |
| POST | / | Rental property returns: cap rate (unleveraged), cash-on-cash (leveraged), gross rent multiplier, and the 1% rule. | $0.05 | Base | USDC | header | since 07-17 |
| POST | / | Monthly PMI cost and the month it auto-cancels (at 78% of original value, per the Homeowners Protection Act). | $0.05 | Base | USDC | header | since 07-17 |
| POST | / | Rent vs buy over a horizon: year-by-year renting cost vs net cost of owning (crediting equity + appreciation, net of selling costs), with the break-even year. | $0.25 | Base | USDC | header | since 07-17 |
| POST | / | Multi-year capital-gains plan: realize a long-term gain all at once vs spread it evenly across N years, with the federal tax for each path (2026 0/15/20% long-term bands + the 3.8% NIIT) and the tax saved by spreading · the signed record an investor or agent uses to pick when to realize gains. | $1.00 | Base | USDC | header | since 08-24 |
| POST | / | Full debt-payoff report: avalanche vs snowball simulated month-by-month with debt rollover · payoff order, debt-free month, total interest, and the exact gap between strategies. | $0.25 | Base | USDC | header | since 07-17 |
| POST | / | All 51 US jurisdictions ranked by true 5-year LLC cost · filing, reports, franchise taxes, publication requirements · with per-state notes. | $0.50 | Base | USDC | header | since 07-17 |
| POST | / | Self-employed mortgage qualification worksheet: 2-year-average (or declining-income) qualifying income with add-backs, front/back DTI limits, the max home price you qualify for, and the full monthly PITI (principal, interest, tax, insurance, PMI, HOA) at that price. The flagship engine, as an agent-callable signed report. | $1.00 | Base | USDC | header | since 08-24 |
| POST | / | Quarterly estimated-tax package (Form 1040-ES): derives your current-year total tax (federal income + self-employment + FICA + state) from income, applies the safe harbor (lesser of 90% current or 100%/110% prior-year tax), and returns the four equal 2026 installments net of withholding with their due dates. | $1.00 | Base | USDC | header | since 08-24 |
| POST | / | The same salary across all 51 US jurisdictions, ranked by net take-home · the relocation what-if in one call, with per-state tax detail and the best-to-worst annual spread. | $1.00 | Base | USDC | header | since 07-17 |
| POST | / | Retirement-readiness projection: your savings grown to retirement age, the nest egg the 4%-rule requires for your target income, the surplus or gap, and the extra monthly contribution to close it. | $1.00 | Base | USDC | header | since 08-24 |
| POST | / | Full 2026 tax estimate in one call: federal income tax + self-employment tax + employee FICA + state income tax, from wages, self-employment income, and other income · with the component breakdown, effective and marginal rates, and after-tax income. | $1.00 | Base | USDC | header | since 08-24 |
| POST | / | 401(k) contribution vs the 2026 limits (incl. age 50+ and 60–63 catch-ups) plus the employer match, capped at the §415(c) total. | $0.05 | Base | USDC | header | since 07-17 |
| POST | / | 2026 HSA or health-FSA contribution limit and income-tax savings · HSA self/family limits + age-55 catch-up + HDHP deductible/OOP bounds, or the FSA salary-reduction limit + carryover. | $0.05 | Base | USDC | header | since 07-17 |
| POST | / | 2026 IRA / Roth contribution limit for your situation · including the Roth MAGI phase-out and traditional-deduction phase-out (if covered by a workplace plan). | $0.05 | Base | USDC | header | since 07-17 |
| POST | / | Required Minimum Distribution from a traditional IRA/401(k) using the IRS Uniform Lifetime Table · the amount you must withdraw at your age, given the prior year-end balance. RMDs begin at 73 (SECURE 2.0). | $0.10 | Base | USDC | header | since 07-17 |
| POST | / | Federal tax cost of a Roth conversion in one year: the extra income tax from stacking the converted amount on top of your other taxable income, with the marginal rate before and after. | $0.10 | Base | USDC | header | since 07-17 |
| POST | / | Social Security monthly benefit estimate from your AIME: the 2026 PIA bend-point formula plus the claim-age adjustment (62 pays 70%, FRA 67 pays 100%, 70 pays 124%). | $0.25 | Base | USDC | header | since 07-17 |
| POST | / | Take-home comparison of the same pay as a W-2 employee vs a 1099 contractor · employee FICA vs self-employment tax (with the half-SE deduction) · and the higher contractor rate needed to match. | $0.10 | Base | USDC | header | since 07-17 |
| POST | / | Withholding and net take-home on a bonus/commission using the 2026 federal supplemental-wage rate (22% flat; 37% on cumulative supplemental wages over $1M), plus FICA and an optional state supplemental rate. | $0.05 | Base | USDC | header | since 07-17 |
| POST | / | Federal capital-gains tax: long-term stacked across the 2026 0%/15%/20% breakpoints, short-term at ordinary marginal rates, plus the 3.8% Net Investment Income Tax. | $0.10 | Base | USDC | header | since 07-17 |
| POST | / | Quarterly estimated-tax safe harbor (Form 1040-ES): the required annual payment and per-quarter amount to avoid an underpayment penalty. | $0.10 | Base | USDC | header | since 07-17 |
| POST | / | Federal income tax on ordinary income for 2026: AGI from gross minus above-the-line adjustments, standard or itemized deduction, the 2026 brackets, and a flat nonrefundable credit amount. Distinct from /v1/paycheck (which nets FICA + state per pay period). | $0.05 | Base | USDC | header | since 07-17 |
| POST | / | FLSA overtime pay: regular and overtime hours, the overtime rate, and gross pay for a week · federal 1.5× over 40 hours by default, any threshold/multiplier configurable. | $0.02 | Base | USDC | header | since 07-17 |
| POST | / | Self-employment (SE) tax on Schedule C net profit · Social Security to the 2026 $184,500 wage base, Medicare, Additional Medicare, and the deductible half. | $0.05 | Base | USDC | header | since 07-17 |
| POST | / | Standalone 2026 state income tax for any of 51 US jurisdictions · progressive/flat/no-tax schedules, MFJ doubling · applied to the income you provide. | $0.05 | Base | USDC | header | since 07-17 |
Payment evidence
402 payload captured at . Check evidence JSON · Measurement methodology.
First of 59 payloads captured by the monitor.
23 lines, scroll inside
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "50000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/investing/npv-irr",
"mimeType": "",
"description": "Net present value and internal rate of return for a cash-flow series (index 0 = today, usually a negative outlay), plus the profitability index and an accept/reject call."
},
"x402Version": 2
} Other captured 402 responses (58)
Captured payload 2 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "50000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/investing/bond-yield",
"mimeType": "",
"description": "Bond current yield and yield-to-maturity from face value, coupon, market price, and maturity — with the premium/discount/par classification."
},
"x402Version": 2
}Captured payload 3 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "100000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/business/s-corp-salary",
"mimeType": "",
"description": "S-corp reasonable-salary employment-tax saving: SE tax a sole proprietor pays on all profit vs FICA an S-corp pays on just the salary, with the distribution that escapes self-employment tax."
},
"x402Version": 2
}Captured payload 4 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "100000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/business/entity-compare",
"mimeType": "",
"description": "Total 2026 federal tax as a sole proprietor / LLC vs S-corp vs C-corp for the same profit — SE tax vs FICA vs 21% corporate tax with qualified-dividend double taxation — ranked to the lowest."
},
"x402Version": 2
}Captured payload 5 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "1000000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/reports/tax-estimate",
"mimeType": "",
"description": "Full 2026 tax estimate in one call: federal income tax + self-employment tax + employee FICA + state income tax, from wages, self-employment income, and other income — with the component breakdown, effective and marginal rates, and after-tax income."
},
"x402Version": 2
}Captured payload 6 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "1000000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/reports/retirement-readiness",
"mimeType": "",
"description": "Retirement-readiness projection: your savings grown to retirement age, the nest egg the 4%-rule requires for your target income, the surplus or gap, and the extra monthly contribution to close it."
},
"x402Version": 2
}Captured payload 7 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "1000000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/reports/mortgage-qualification",
"mimeType": "",
"description": "Self-employed mortgage qualification worksheet: 2-year-average (or declining-income) qualifying income with add-backs, front/back DTI limits, the max home price you qualify for, and the full monthly PITI (principal, interest, tax, insurance, PMI, HOA) at that price. The flagship engine, as an agent-callable signed report."
},
"x402Version": 2
}Captured payload 8 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "1000000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/reports/quarterly-package",
"mimeType": "",
"description": "Quarterly estimated-tax package (Form 1040-ES): derives your current-year total tax (federal income + self-employment + FICA + state) from income, applies the safe harbor (lesser of 90% current or 100%/110% prior-year tax), and returns the four equal 2026 installments net of withholding with their due dates."
},
"x402Version": 2
}Captured payload 9 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "1000000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/reports/capital-gains-scenario",
"mimeType": "",
"description": "Multi-year capital-gains plan: realize a long-term gain all at once vs spread it evenly across N years, with the federal tax for each path (2026 0/15/20% long-term bands + the 3.8% NIIT) and the tax saved by spreading — the signed record an investor or agent uses to pick when to realize gains."
},
"x402Version": 2
}Captured payload 10 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "500000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/reports/llc-50-state",
"mimeType": "",
"description": "All 51 US jurisdictions ranked by true 5-year LLC cost — filing, reports, franchise taxes, publication requirements — with per-state notes."
},
"x402Version": 2
}Captured payload 11 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "50000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/retirement/hsa-fsa",
"mimeType": "",
"description": "2026 HSA or health-FSA contribution limit and income-tax savings — HSA self/family limits + age-55 catch-up + HDHP deductible/OOP bounds, or the FSA salary-reduction limit + carryover."
},
"x402Version": 2
}Captured payload 12 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "50000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/crypto/impermanent-loss",
"mimeType": "",
"description": "Impermanent loss for a 50/50 constant-product LP position vs simply holding, given the price change of the volatile asset."
},
"x402Version": 2
}Captured payload 13 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "20000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/tax/overtime",
"mimeType": "",
"description": "FLSA overtime pay: regular and overtime hours, the overtime rate, and gross pay for a week — federal 1.5× over 40 hours by default, any threshold/multiplier configurable."
},
"x402Version": 2
}Captured payload 14 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "100000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/tax/capital-gains",
"mimeType": "",
"description": "Federal capital-gains tax: long-term stacked across the 2026 0%/15%/20% breakpoints, short-term at ordinary marginal rates, plus the 3.8% Net Investment Income Tax."
},
"x402Version": 2
}Captured payload 15 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "20000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/commerce/order-total",
"mimeType": "",
"description": "Order total from subtotal, discount, tax rate, and shipping — tax excludes shipping by default (toggle with taxShipping)."
},
"x402Version": 2
}Captured payload 16 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "100000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/tax/1099-vs-w2",
"mimeType": "",
"description": "Take-home comparison of the same pay as a W-2 employee vs a 1099 contractor — employee FICA vs self-employment tax (with the half-SE deduction) — and the higher contractor rate needed to match."
},
"x402Version": 2
}Captured payload 17 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "50000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/lending/extra-payment",
"mimeType": "",
"description": "How much time and interest an extra monthly payment saves on a loan."
},
"x402Version": 2
}Captured payload 18 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "50000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/realestate/affordability",
"mimeType": "",
"description": "Max home price a W-2 buyer can afford from income and debts, using front/back DTI limits and a PMI-aware price solve."
},
"x402Version": 2
}Captured payload 19 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "50000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/crypto/liquidation-price",
"mimeType": "",
"description": "Liquidation price for a leveraged long or short (isolated margin), plus the % move to liquidation."
},
"x402Version": 2
}Captured payload 20 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "50000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/realestate/cap-rate",
"mimeType": "",
"description": "Rental property returns: cap rate (unleveraged), cash-on-cash (leveraged), gross rent multiplier, and the 1% rule."
},
"x402Version": 2
}Captured payload 21 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "250000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/retirement/social-security",
"mimeType": "",
"description": "Social Security monthly benefit estimate from your AIME: the 2026 PIA bend-point formula plus the claim-age adjustment (62 pays 70%, FRA 67 pays 100%, 70 pays 124%)."
},
"x402Version": 2
}Captured payload 22 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "50000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/realestate/pmi",
"mimeType": "",
"description": "Monthly PMI cost and the month it auto-cancels (at 78% of original value, per the Homeowners Protection Act)."
},
"x402Version": 2
}Captured payload 23 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "20000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/crypto/apr-apy",
"mimeType": "",
"description": "Convert between APR and APY at any compounding frequency (or continuous)."
},
"x402Version": 2
}Captured payload 24 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "50000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/paycheck",
"mimeType": "",
"description": "US net-paycheck breakdown for any of 51 jurisdictions: 2026 federal brackets, FICA (SS wage base $184,500, additional Medicare), and state income tax. Golden-vector verified."
},
"x402Version": 2
}Captured payload 25 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "1000000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/reports/relocation-paycheck",
"mimeType": "",
"description": "The same salary across all 51 US jurisdictions, ranked by net take-home — the relocation what-if in one call, with per-state tax detail and the best-to-worst annual spread."
},
"x402Version": 2
}Captured payload 26 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "50000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/tax/self-employment",
"mimeType": "",
"description": "Self-employment (SE) tax on Schedule C net profit — Social Security to the 2026 $184,500 wage base, Medicare, Additional Medicare, and the deductible half."
},
"x402Version": 2
}Captured payload 27 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "50000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/tax/federal-income",
"mimeType": "",
"description": "Federal income tax on ordinary income for 2026: AGI from gross minus above-the-line adjustments, standard or itemized deduction, the 2026 brackets, and a flat nonrefundable credit amount. Distinct from /v1/paycheck (which nets FICA + state per pay period)."
},
"x402Version": 2
}Captured payload 28 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "50000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/lending/mortgage-payment",
"mimeType": "",
"description": "Full monthly mortgage payment (PITI): principal & interest, property tax, insurance, PMI (auto when LTV > 80%), and HOA."
},
"x402Version": 2
}Captured payload 29 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "100000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/retirement/rmd",
"mimeType": "",
"description": "Required Minimum Distribution from a traditional IRA/401(k) using the IRS Uniform Lifetime Table — the amount you must withdraw at your age, given the prior year-end balance. RMDs begin at 73 (SECURE 2.0)."
},
"x402Version": 2
}Captured payload 30 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "50000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/commerce/sales-tax",
"mimeType": "",
"description": "US sales tax — add or remove tax using the verified 2026 STATE base rate for any state + DC, plus an optional local rate. Flags gross-receipts states (HI/NM) and local-only states (AK)."
},
"x402Version": 2
}Captured payload 31 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "10000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/commerce/tip-split",
"mimeType": "",
"description": "Tip amount, total, and per-person split for a restaurant bill."
},
"x402Version": 2
}Captured payload 32 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "250000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/reports/debt-plan",
"mimeType": "",
"description": "Full debt-payoff report: avalanche vs snowball simulated month-by-month with debt rollover — payoff order, debt-free month, total interest, and the exact gap between strategies."
},
"x402Version": 2
}Captured payload 33 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "50000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/crypto/yield-compare",
"mimeType": "",
"description": "Rank up to 10 stablecoin/yield options by projected return over a horizon at each stated APY."
},
"x402Version": 2
}Captured payload 34 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "50000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/tax/bonus",
"mimeType": "",
"description": "Withholding and net take-home on a bonus/commission using the 2026 federal supplemental-wage rate (22% flat; 37% on cumulative supplemental wages over $1M), plus FICA and an optional state supplemental rate."
},
"x402Version": 2
}Captured payload 35 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "50000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/lending/heloc",
"mimeType": "",
"description": "HELOC payments: interest-only during the draw period and the amortizing payment when repayment begins (the payment jump)."
},
"x402Version": 2
}Captured payload 36 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "50000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/mortgage-affordability",
"mimeType": "",
"description": "Self-employed mortgage affordability: 2-year income averaging with add-backs, the declining-income rule, front/back DTI limits, PMI-aware max-price solve."
},
"x402Version": 2
}Captured payload 37 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "50000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/lending/refinance",
"mimeType": "",
"description": "Refinance analysis: new payment, monthly savings, months to break even on closing costs, and lifetime interest saved."
},
"x402Version": 2
}Captured payload 38 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "20000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/commerce/processor-fee",
"mimeType": "",
"description": "Payment-processor fee and net received for Stripe, PayPal, and Square at their verified 2026 standard US rates — or reverse gross-up (what to charge to net a target)."
},
"x402Version": 2
}Captured payload 39 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "50000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/llc-cost",
"mimeType": "",
"description": "LLC formation cost for any US state + DC: filing fee, annual/biennial report, franchise tax, publication requirements — Year-1 and 5-year totals from each state's own 2026 fee schedule."
},
"x402Version": 2
}Captured payload 40 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "50000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/retirement/ira-limits",
"mimeType": "",
"description": "2026 IRA / Roth contribution limit for your situation — including the Roth MAGI phase-out and traditional-deduction phase-out (if covered by a workplace plan)."
},
"x402Version": 2
}Captured payload 41 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "50000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/tax/state-income",
"mimeType": "",
"description": "Standalone 2026 state income tax for any of 51 US jurisdictions — progressive/flat/no-tax schedules, MFJ doubling — applied to the income you provide."
},
"x402Version": 2
}Captured payload 42 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "50000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/lending/auto-loan",
"mimeType": "",
"description": "Auto-loan payment including state sales tax (verified 2026 rates), trade-in credit, down payment, and fees."
},
"x402Version": 2
}Captured payload 43 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "50000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/lending/compare",
"mimeType": "",
"description": "Compare 2–6 loan offers by true total cost (payments + fees) and rank them."
},
"x402Version": 2
}Captured payload 44 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "20000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/commerce/margin",
"mimeType": "",
"description": "Margin, markup, and profit from cost — give cost plus any one of price, target margin %, or markup %, and it solves the rest."
},
"x402Version": 2
}Captured payload 45 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "100000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/retirement/roth-conversion",
"mimeType": "",
"description": "Federal tax cost of a Roth conversion in one year: the extra income tax from stacking the converted amount on top of your other taxable income, with the marginal rate before and after."
},
"x402Version": 2
}Captured payload 46 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "50000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/lending/apr",
"mimeType": "",
"description": "True APR (Reg Z / TILA) from the note rate plus financed fees — the real cost of borrowing."
},
"x402Version": 2
}Captured payload 47 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "250000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/realestate/rent-vs-buy",
"mimeType": "",
"description": "Rent vs buy over a horizon: year-by-year renting cost vs net cost of owning (crediting equity + appreciation, net of selling costs), with the break-even year."
},
"x402Version": 2
}Captured payload 48 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "100000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/tax/estimated",
"mimeType": "",
"description": "Quarterly estimated-tax safe harbor (Form 1040-ES): the required annual payment and per-quarter amount to avoid an underpayment penalty."
},
"x402Version": 2
}Captured payload 49 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "50000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/commerce/vat-gst",
"mimeType": "",
"description": "VAT / GST for 16 major economies (UK, EU, Australia, Canada, Japan, Singapore, UAE, India, and more) at the verified 2026 standard rate — add or remove."
},
"x402Version": 2
}Captured payload 50 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "50000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/retirement/401k",
"mimeType": "",
"description": "401(k) contribution vs the 2026 limits (incl. age 50+ and 60–63 catch-ups) plus the employer match, capped at the §415(c) total."
},
"x402Version": 2
}Captured payload 51 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "20000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/commerce/roi",
"mimeType": "",
"description": "ROI %, ROAS, profit, and profit margin from revenue and cost (e.g. ad spend)."
},
"x402Version": 2
}Captured payload 52 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "50000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/commerce/marketplace-fee",
"mimeType": "",
"description": "Seller fees and net payout for Amazon, eBay, and Etsy at their verified 2026 standard fee schedules (Amazon referral %, eBay final value fee, Etsy listing + transaction + processing)."
},
"x402Version": 2
}Captured payload 53 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "20000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/lending/dti",
"mimeType": "",
"description": "Debt-to-income ratio — front-end and back-end — with pass/fail against your (or the conventional 28/36) limits."
},
"x402Version": 2
}Captured payload 54 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "20000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/commerce/discount",
"mimeType": "",
"description": "Sale price after one or more stacked percentage discounts (applied sequentially, not summed) plus an optional flat amount off."
},
"x402Version": 2
}Captured payload 55 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "50000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/realestate/arm",
"mimeType": "",
"description": "Adjustable-rate mortgage payment shock: the payment before and after the first reset, and the increase."
},
"x402Version": 2
}Captured payload 56 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "50000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/lending/mortgage-points",
"mimeType": "",
"description": "Whether buying discount points pays off: monthly savings from the rate buydown and the break-even month."
},
"x402Version": 2
}Captured payload 57 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "50000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/lending/amortization",
"mimeType": "",
"description": "Amortized monthly payment, total interest, and a year-by-year balance schedule for any loan."
},
"x402Version": 2
}Captured payload 58 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "50000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/commerce/break-even",
"mimeType": "",
"description": "Break-even units and revenue (CVP): where contribution margin covers fixed costs."
},
"x402Version": 2
}Captured payload 59 of 59
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x1C9923489CD7D75Dd2f6735c48090b8bD4c7E5a9",
"amount": "250000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://x402toll.com/v1/crypto/tax-lots",
"mimeType": "",
"description": "Match a crypto sale against buy lots (FIFO / LIFO / HIFO), returning realized gain/loss split short- vs long-term (IRS >365-day rule) plus the remaining lots."
},
"x402Version": 2
}Can I trust it score from our own monitoring
score from our own monitoring
#23 of 110 in Finance. Bands: strong 93+, solid 75+, mixed 55+, weak below 55.
- Reliability
- 99.9% uptime 30d
- Compliance
- A 14/14 checks pass
- Price
- $0.01 to $1.00 p49 in Finance
- Risk
- clean no risk flag
- Traction
- $0.17 30d 8 buyers, top buyer 29% (address, not entity)
14/14 compliance checks
- 402 payload captured
- accepts[] array present
- payTo address recoverable
- payTo at accepts[0].payTo (conformant shape)
- payTo is a valid on-chain address
- atomic price declared
- atomic price in a sane range
- asset (token) address declared
- network resolves to CAIP-2
- payment scheme declared
- served over HTTPS
- declares the current x402 version (2)
- EIP-712 domain parameters present on every EVM entry
- x402 v2 envelope delivered in the payment-required header
402 terms unchanged since 2026-08-24. Last up 2026-10-16.
── Site signals
- homepage reachable
- openapi doc
- pricing page
- llms.txt
- robots.txt
- terms page
How the score works
What the score read on this service: status online, 99.9% uptime 30d, 91ms response p95, x402 compliance 14 of 14, $0.01 price against the category, on-chain traction measured. Each of those is measured, and each is published in full below.
The score comes from our own monitoring, never from reviews, operator claims, or a language model: reliability, x402 compliance, price against the category, a deterministic risk flag, and a small on-chain traction term, weighted by ranking generation 3. It is not placement anyone can buy: the paid verify tier is reported beside it and is not one of its inputs. Every component below stays published and read-only.
Bands on the 0 to 100 measured score: strong at 93 and above, solid from 75, mixed from 55, weak below 55. Price and speed are scored against the whole category field, every listing in it that carries no danger flag, the scored service included, so the score places a service in its own field.
It is a score inside Finance, and only there: price and speed are scored against the whole category field, every listing in it that carries no danger flag, the scored service included, which here means 110 listings, this one among them: the same 110 the position above is counted against. When the two differ, the field is the wider one, because a listing we have measured too little of to rank still sits in the field the price and the speed are normalized over. The same service in a different field would read differently. The same engine answers GET /api/v1/best, and asked for a different pool (the whole directory, or another filter) it returns a different number for this service under this same ranking generation. Neither is more correct: they answer different questions, and the methodology states which is which.
Settled via coinbase ($0.17, 13 tx). Traction is a conservative undercount; first settlement seen 2026-07-12.
All measured facts
What it does
Tollbooth · 59 verified tax, finance, lending, real-estate, retirement, investing, crypto and business calculators for AI agents, paid per call in USDC on Base mainnet (no account, no API key; $0.01–$1.00 per call via the Coinbase CDP facilitator). Every answer ships a formula/method trace, cited sources with a 2026 data-vintage stamp, and a reproducible SHA-256 hash over the RFC 8785 (JCS) canonical fixed point {endpoint, inputs, result, method, dataVintage} that any client re-derives for free with POST /v1/verify-hash · recompute the math instead of trusting the server. Free golden-vector self-checks at /v1/golden/:id publish expected inputs, results, and hashes. Optional paid tier: Ed25519-signed audit-grade Verification Receipt (POST /v1/receipt/:id · $1 per call, $5 per report; a normal paid answer does not include it). Tollbooth authors Golden-Vector Provenance (GVP), a single-author draft provenance spec (Apache-2.0 code / CC-BY-4.0 spec): the npm package golden-vector-provenance is published (v0.7.0, matching git tag v0.7.0), and a spec PR carrying the field is under public review at x402-foundation/x402#3304 (discussion #3234). Payment-rail-agnostic by construction: the fixed point binds the question and the answer, not the settlement rail. Also a free neutral verifier for any service's response (POST /v1/gvp/check).
Tollbooth is a listed x402 Finance API. Captured payment terms name Base. Monitoring and settlement figures below describe the observations available to this directory; an unpaid HTTP 402 check does not prove that a paid call will deliver.
Assessment computed at . Latest service check observed at . Service data JSON · Measurement methodology.
Page rendered at . This response time is separate from the observation and computation times attached to each measurement.
Latest endpoint observation: . Latest price capture: . Prices are recorded quotes, not a promise of availability. Token assets and payment terms are listed separately. Endpoint data JSON · Price history JSON · Measurement methodology.
Assessment computed at . Uptime uses the stated daily-rollup window; response times are in milliseconds, compliance is passed/evaluated checks, and traction is a measured settlement floor. The comparison score is out of 100 within this category. Assessment JSON · Measurement methodology.
Observed daily coverage: 2026-09-17 to 2026-10-16 UTC. Daily monitoring and settlement rollups do not expose their computation time; a bucket date is not an update timestamp. Latest settlement in the assessment: . Uptime and response JSON · Volume JSON · Buyers JSON · Measurement methodology.
Ranked from the measured category pool, refreshed at most once a minute. The comparison has no persisted computation timestamp; the assessment time above belongs to this service only. Ranking API documentation · Ranking methodology.
x402 List home · Services · Finance
- uptime · latest daily rollup
- 100%
- uptime 7d
- 99.7%
- uptime 30d
- 99.9%
- uptime 90d
- 100%
- response p95
- 91ms
- avg response
- 104ms
- total checks
- 2,776
Measured on the unpaid 402 handshake, not the paid call. A service can 402 correctly and still fail after payment.
- price (min)
- $0.01
- price (max)
- $1.00
- category percentile (min)
- p49 in Finance
- category percentile (max)
- p84 in Finance
- endpoints / prices
- 59 / 7
- model
- tiered
- stability
- 100%
No deterministic risk flag. Risk fires only on an exact blocklist match, or a reserved-brand name with a mismatched verified payTo. Never from low uptime, a high price, or a model guess.
- domain age
- 91d
- registrar
- HOSTINGER operations, UAB
- hosting
- custom
- domain created
- 2026-07-12
Identity facts, not a risk score.
- assessment volume 30d
- $0.17
- exact assessment volume 30d (USD)
- 0.17
- assessment recorded at (UTC)
- 2026-10-15T23:53:04.155Z
- buyers 30d
- 8
- settlements 30d
- 13
- measured since
- 2026-07-12 (start of our harvest window)
- last settlement
- 2026-10-15
- top buyer share
- 29% of 30d volume (address, not entity)
- top 3 buyers share
- 64% of 30d volume (addresses, not entities)
- concentrated volume
- no
- trend 7d vs 30d
- 2.02x the 30d daily rate
- networks
- eip155:8453
- volume all-time
- $8.74
- settlements all-time
- 85
- median settlement 30d
- $0.01
- max settlement 30d
- $0.05
Assessment volume uses the latest 30d assessment. Over time sums daily address snapshots, rounded to cents and refreshed separately. The two sources can differ in timing, precision and shared-address attribution. Amounts use cents for comparison; known sub-cent values keep up to 12 significant digits. The exact stored assessment value is shown above.
Conservative undercount: only USDC settlements via facilitators we measure are counted. A measured floor, not an estimate.
Top buyer share lowers the on-chain traction part of the ranking score behind this page's verdict and /best, by up to half when one address holds all 30d volume. The Recommended and Highest volume sorts of the services list do not use it; they use the Concentrated volume rule instead.
- member since
- 2026-07-17
Recent checks
| Checked at (UTC) | Status | HTTP | Response | Endpoints |
|---|---|---|---|---|
| Online | 402 | 44ms | 59 | |
| Online | 402 | 47ms | 59 | |
| Online | 402 | 67ms | 59 | |
| Online | 402 | 50ms | 59 | |
| Online | 402 | 46ms | 59 | |
| Online | 402 | 71ms | 59 | |
| Online | 402 | 52ms | 59 | |
| Online | 402 | 49ms | 59 | |
| Online | 402 | 99ms | 59 | |
| Online | 402 | 91ms | 59 | |
| Online | 402 | 93ms | 59 | |
| Online | 402 | 112ms | 59 | |
| Online | 402 | 91ms | 59 | |
| Online | 402 | 93ms | 59 | |
| Online | 402 | 82ms | 59 | |
| Online | 402 | 91ms | 59 | |
| Online | 402 | 48ms | 59 | |
| Online | 402 | 103ms | 59 |
Changes0 in 30d
No changes recorded in the last 30 days.
Over time
- Volume 30d
- $0.17
- Uptime
- 1 of 29 completed days below 100%
More charts
09-17 to 10-16* UTC
Scores over time
09-17 to 10-16* UTC
09-17 to 10-16* UTC
09-17 to 10-16* UTC
Scores: one day per column, 09-17 to 10-16*, on the columns of Response time. Uptime held below 100% on some days in this window, including any partial day. Daily readings remain in the Uptime strip and Values. The checklist grew from 11 to 14 checks on 2026-07-28, before this window. Pillar lines use their own low and high. Exact dated readings are available in each readout and in Values.
Each series spans only the dates it has data for. Every series is also served as JSON at /api, /scores, /volume and /buyers.
Values
* today so far, partial (UTC).
The uptime summary counts completed UTC days only. The strip, readouts and table retain today's partial reading.
Daily snapshot total, 30d: $0.17, peak $0.05 on 10-13. The visible 30d total in Traction comes from the latest assessment. These sources can differ in their window, refresh time, cent rounding and shared-address attribution.
Daily address snapshots: 2026-09-17 to 2026-10-16 UTC; * today so far, partial (UTC). Daily snapshots store cents. A recorded $0.00 with settlements cannot distinguish exact zero from volume rounded away. Lost precision is unavailable here.
Settlement volume uses the stored USD valuation of tracked payments; it is distinct from token quantities. USD-pegged assets are valued at 1 USD per token in these rollups. The measured settlement floor does not cover all payments to this service.
Assessment history last recorded at . Each UTC day uses its last recorded run; missing readings stay unmeasured. Assessment history JSON · Measurement methodology.
| Day | Volume | Buyers | Settlements | Uptime | Response | Compliance | Price percentile | Site signals |
|---|---|---|---|---|---|---|---|---|
| 2026-09-17 | $0.01 | 1 | 1 | 100% | 95.12ms | 14/14 | p48 | 3/6 |
| 2026-09-18 | no data | no data | no data | 100% | 124.86ms | 14/14 | p48 | 3/6 |
| 2026-09-19 | no data | no data | no data | 100% | 98.97ms | 14/14 | p48 | 3/6 |
| 2026-09-20 | no data | no data | no data | 100% | 103.88ms | 14/14 | p48 | 3/6 |
| 2026-09-21 | no data | no data | no data | 100% | 107.77ms | 14/14 | p47 | 3/6 |
| 2026-09-22 | no data | no data | no data | 100% | 275.00ms | 14/14 | p47 | 3/6 |
| 2026-09-23 | no data | no data | no data | 100% | 78.34ms | 14/14 | p47 | 3/6 |
| 2026-09-24 | $0.03 | 1 | 3 | 100% | 43.61ms | 14/14 | p47 | 3/6 |
| 2026-09-25 | $0.01 | 1 | 1 | 100% | 49.60ms | 14/14 | p47 | 3/6 |
| 2026-09-26 | no data | no data | no data | 100% | 53.98ms | 14/14 | p46 | 3/6 |
| 2026-09-27 | no data | no data | no data | 100% | 82.64ms | 14/14 | p46 | 3/6 |
| 2026-09-28 | no data | no data | no data | 100% | 96.50ms | 14/14 | p47 | 3/6 |
| 2026-09-29 | $0.02 | 1 | 2 | 100% | 87.62ms | 14/14 | p48 | 3/6 |
| 2026-09-30 | no data | no data | no data | 100% | 94.64ms | 14/14 | p48 | 3/6 |
| 2026-10-01 | no data | no data | no data | 100% | 78.86ms | 14/14 | p48 | 3/6 |
| 2026-10-02 | $0.01 | 1 | 1 | 100% | 84.62ms | 14/14 | p48 | 3/6 |
| 2026-10-03 | no data | no data | no data | 100% | 98.36ms | 14/14 | p48 | 3/6 |
| 2026-10-04 | no data | no data | no data | 100% | 100.10ms | 14/14 | p46 | 3/6 |
| 2026-10-05 | no data | no data | no data | 100% | 126.16ms | 14/14 | p48 | 3/6 |
| 2026-10-06 | no data | no data | no data | 100% | 162.34ms | 14/14 | p49 | 3/6 |
| 2026-10-07 | no data | no data | no data | 100% | 201.54ms | 14/14 | p49 | 3/6 |
| 2026-10-08 | $0.01 | 1 | 1 | 100% | 131.27ms | 14/14 | p50 | 3/6 |
| 2026-10-09 | $0.01 | 1 | 1 | 100% | 121.37ms | 14/14 | p50 | 3/6 |
| 2026-10-10 | no data | no data | no data | 100% | 99.84ms | 14/14 | p49 | 3/6 |
| 2026-10-11 | $0.01 | 1 | 1 | 100% | 86.66ms | 14/14 | p49 | 3/6 |
| 2026-10-12 | no data | no data | no data | 100% | 103.19ms | 14/14 | p49 | 3/6 |
| 2026-10-13 | $0.05 | 1 | 1 | 100% | 83.09ms | 14/14 | p49 | 3/6 |
| 2026-10-14 | no data | no data | no data | 97.78% | 54.24ms | 14/14 | p49 | 3/6 |
| 2026-10-15 | $0.01 | 1 | 1 | 100% | 53.21ms | 14/14 | p49 | 3/6 |
| 2026-10-16* | no data | no data | no data | 100% | 74.64ms | no data | no data | no data |
Alternatives in Finance
5 of 109 other ranked services in Finance, ordered by the same measured score.
Own this service?
Keep this listing accurate. Ownership is proven with a domain check and every change is reviewed by hand.
Update this listingEarn the verified tier: x402list pays a real call to this endpoint and, if it delivers, the service is delivery-verified. The fee covers the cost of the probe, not the badge; there is no refund if the call does not deliver. Agent and API only, no in-browser signing. See /api.
Verify this service ($0.25)Embed a badge
HTML
<a href="https://x402-list.com/services/ tollbooth? utm_source=badge& utm_medium=referral& utm_campaign=embed"> <img src="https://x402-list.com/ badge/ tollbooth.svg" alt="Tollbooth listed on x402-list" height="28"> </a>
Markdown
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HTML, live uptime variant
<a href="https://x402-list.com/services/ tollbooth? utm_source=badge& utm_medium=referral& utm_campaign=embed"> <img src="https://x402-list.com/ badge/ tollbooth.svg? data=uptime" alt="Tollbooth uptime on x402-list" height="28"> </a>
Delisting
To request delisting, email info@x402-list.com or update your listing at /services/tollbooth/update.