IBAN & Tax Verification Hub
payment-ready until 2026-10-21
A B2B financial and tax verification hub built for autonomous agents.
Call it x402 v2
x402 v2
- Base URL
- https://api.ibancheck.co.uk
- Payment
- x402 v2, header channel
$ curl -i 'https://api.ibancheck.co.uk/api/curs-bnr' An unpaid request returns HTTP 402 with the payment terms. Sign a payment authorization, then retry with the PAYMENT-SIGNATURE header.
Endpoints 13 paid routes on api.ibancheck.co.uk
5 more in Example 402 response
Prices as captured in the 402 response: median $0.004 across the 13 endpoints, unchanged since first capture.
Example 402 response
Endpoints and prices
| Method | Path | Description | Price | Network | Asset | 402 channel | Captured |
|---|---|---|---|---|---|---|---|
| POST | / | No description | $0.025 | Base | USDC | header | since 10-14 |
| POST | / | No description | $0.004 | Base | USDC | header | since 10-14 |
| GET | / | No description | $0.004 | Base | USDC | header | since 10-14 |
| POST | / | No description | $0.03 | Base | USDC | header | since 10-14 |
| POST | / | No description | $0.002 | Base | USDC | header | since 10-14 |
| GET | / | No description | $0.002 | Base | USDC | header | since 10-14 |
| POST | / | No description | $0.003 | Base | USDC | header | since 10-14 |
| POST | / | No description | $0.002 | Base | USDC | header | since 10-14 |
| POST | / | No description | $0.004 | Base | USDC | header | since 10-14 |
| POST | / | No description | $0.01 | Base | USDC | header | since 10-14 |
| POST | / | No description | $0.002 | Base | USDC | header | since 10-14 |
| POST | / | No description | $0.025 | Base | USDC | header | since 10-14 |
| POST | / | No description | $0.003 | Base | USDC | header | since 10-14 |
Payment evidence
402 payload captured at . Check evidence JSON · Measurement methodology.
First of 13 payloads captured by the monitor.
127 lines, scroll inside
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x70F3FBde8f5d4D861a5Aa8427EC5c28DDA9fE7c7",
"amount": "2000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://api.ibancheck.co.uk/api/valideaza-iban",
"mimeType": "application/json",
"description": "Validate an IBAN before you send money. Returns valid/invalid, ISO 13616 Modulo-97 checksum, country, length and BBAN-format checks, bank code, SEPA reachability and clear error reasons. Deterministic, no account or API key. Input: {\"iban\":\"DE89370400440532013000\"}. $0.002 USDC per call on Base."
},
"extensions": {
"bazaar": {
"info": {
"input": {
"body": {
"iban": "DE89370400440532013000"
},
"type": "http",
"method": "POST",
"bodyType": "json"
},
"output": {
"type": "json",
"example": {
"bban": "370400440532013000",
"iban": "DE89370400440532013000",
"errors": [],
"isSepa": true,
"isValid": true,
"bankCode": "37040044",
"currency": "EUR",
"warnings": [],
"checkDigits": "89",
"countryCode": "DE",
"countryName": "Germany",
"actualLength": 22,
"formattedIban": "DE89 3704 0044 0532 0130 00",
"expectedLength": 22,
"validationSteps": {
"formatCheck": true,
"lengthCheck": true,
"bbanRegexCheck": true,
"checksumModulo97": true
},
"countryRecognized": true
}
}
},
"schema": {
"type": "object",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"required": [
"input"
],
"properties": {
"input": {
"type": "object",
"required": [
"type",
"method",
"bodyType",
"body"
],
"properties": {
"body": {
"required": [
"iban"
],
"properties": {
"iban": {
"type": "string",
"maxLength": 64
}
}
},
"type": {
"type": "string",
"const": "http"
},
"method": {
"enum": [
"POST"
],
"type": "string"
},
"bodyType": {
"enum": [
"json",
"form-data",
"text"
],
"type": "string"
}
},
"additionalProperties": false
},
"output": {
"type": "object",
"required": [
"type"
],
"properties": {
"type": {
"type": "string"
},
"example": {
"type": "object"
}
}
}
}
}
}
},
"x402Version": 2
} Other captured 402 responses (12)
Captured payload 2 of 13
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x70F3FBde8f5d4D861a5Aa8427EC5c28DDA9fE7c7",
"amount": "25000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://api.ibancheck.co.uk/api/valideaza-iban/batch",
"mimeType": "application/json",
"description": "Validate up to 2000 IBANs in one call. Returns a per-IBAN result (checksum, country, bank code, SEPA) plus totals and a per-country breakdown. Ideal for cleaning payee lists, payroll or invoice files. Input: {\"ibans\":[\"DE89370400440532013000\",\"RO49AAAA1B31007593840000\"]}. $0.025 USDC per call on Base."
},
"extensions": {
"bazaar": {
"info": {
"input": {
"body": {
"ibans": [
"DE89370400440532013000",
"RO49AAAA1B31007593840000"
]
},
"type": "http",
"method": "POST",
"bodyType": "json"
},
"output": {
"type": "json",
"example": {
"total": 2,
"results": [
{
"bban": "370400440532013000",
"iban": "DE89370400440532013000",
"errors": [],
"isSepa": true,
"isValid": true,
"bankCode": "37040044",
"currency": "EUR",
"warnings": [],
"checkDigits": "89",
"countryCode": "DE",
"countryName": "Germany",
"actualLength": 22,
"formattedIban": "DE89 3704 0044 0532 0130 00",
"expectedLength": 22,
"validationSteps": {
"formatCheck": true,
"lengthCheck": true,
"bbanRegexCheck": true,
"checksumModulo97": true
},
"countryRecognized": true
}
],
"byCountry": {
"DE": 1,
"RO": 1
},
"validCount": 2,
"invalidCount": 0,
"validPercentage": 100
}
}
},
"schema": {
"type": "object",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"required": [
"input"
],
"properties": {
"input": {
"type": "object",
"required": [
"type",
"method",
"bodyType",
"body"
],
"properties": {
"body": {
"required": [
"ibans"
],
"properties": {
"ibans": {
"type": "array",
"items": {
"type": "string",
"maxLength": 64
},
"maxItems": 2000,
"minItems": 1
}
}
},
"type": {
"type": "string",
"const": "http"
},
"method": {
"enum": [
"POST"
],
"type": "string"
},
"bodyType": {
"enum": [
"json",
"form-data",
"text"
],
"type": "string"
}
},
"additionalProperties": false
},
"output": {
"type": "object",
"required": [
"type"
],
"properties": {
"type": {
"type": "string"
},
"example": {
"type": "object"
}
}
}
}
}
}
},
"x402Version": 2
}Captured payload 3 of 13
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x70F3FBde8f5d4D861a5Aa8427EC5c28DDA9fE7c7",
"amount": "10000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://api.ibancheck.co.uk/api/valideaza-cui",
"mimeType": "application/json",
"description": "CUI/CIF Modulo-11 checksum; live ANAF (Romania) or VIES (EU) registry lookup with short timeout, falling back to local format/demo-snapshot data if the live registry is unreachable"
},
"extensions": {
"bazaar": {
"info": {
"input": {
"body": {
"cui": "14399840"
},
"type": "http",
"method": "POST",
"bodyType": "json"
},
"output": {
"type": "json",
"example": {
"city": "București",
"isEU": true,
"county": "București",
"errors": [],
"isValid": true,
"vatType": "TVA_NORMAL",
"rawInput": "14399840",
"splitVat": false,
"warnings": [],
"cuiNumber": "14399840",
"freshness": "live",
"dataSource": "live-anaf",
"isRomanian": true,
"isVatPayer": true,
"observedAt": "2026-10-06T15:52:02.010Z",
"companyName": "DANTE INTERNATIONAL SA",
"countryCode": "RO",
"isSimulated": false,
"fiscalStatus": "ACTIVA",
"formattedVat": "RO14399840",
"validationSteps": {
"formatCheck": true,
"registryCheck": true,
"viesFormatCheck": true,
"modulo11Checksum": true
},
"registrationDate": "2002-01-23",
"tradeRegisterNumber": "J2002000372404"
}
}
},
"schema": {
"type": "object",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"required": [
"input"
],
"properties": {
"input": {
"type": "object",
"required": [
"type",
"method",
"bodyType",
"body"
],
"properties": {
"body": {
"properties": {
"cui": {
"type": "string",
"maxLength": 32
},
"vatNumber": {
"type": "string",
"maxLength": 32
}
}
},
"type": {
"type": "string",
"const": "http"
},
"method": {
"enum": [
"POST"
],
"type": "string"
},
"bodyType": {
"enum": [
"json",
"form-data",
"text"
],
"type": "string"
}
},
"additionalProperties": false
},
"output": {
"type": "object",
"required": [
"type"
],
"properties": {
"type": {
"type": "string"
},
"example": {
"type": "object"
}
}
}
}
}
}
},
"x402Version": 2
}Captured payload 4 of 13
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x70F3FBde8f5d4D861a5Aa8427EC5c28DDA9fE7c7",
"amount": "25000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://api.ibancheck.co.uk/api/audit-partener",
"mimeType": "application/json",
"description": "Complete Partner Audit Bundle: IBAN + CUI + live ANAF/VIES fiscal status + Risk Assessment + QR Code. Checks IBAN and CUI independently — does NOT confirm the IBAN account is held by the CUI company (see warnings[] in the response)."
},
"extensions": {
"bazaar": {
"info": {
"input": {
"body": {
"cui": "14399840",
"iban": "DE89370400440532013000"
},
"type": "http",
"method": "POST",
"bodyType": "json"
},
"output": {
"type": "json",
"example": {
"summary": "Audit complet realizat cu succes (Date firmă confirmate live din registrul ANAF). Partenerul \"DANTE INTERNATIONAL SA\" are contul DE89 3704 0044 0532 0130 00 la Bancă Necunoscută / Standard valid conform normelor ISO/SEPA.",
"warnings": [
"Domeniu de audit: se verifică IBAN-ul (format ISO/SEPA) și CUI-ul (stare fiscală) INDEPENDENT unul de celălalt. NU se confirmă că acest cont IBAN este deținut efectiv de compania cu acest CUI — nicio bancă/registru public nu expune o interogare titular-cont↔CUI. Pentru acea confirmare, folosiți verificarea \"cine este titularul de cont\" oferită de propria bancă la inițierea plății (ex. Confirmation of Payee, unde e disponibil)."
],
"cuiResult": {
"city": "București",
"isEU": true,
"county": "București",
"errors": [],
"isValid": true,
"vatType": "TVA_NORMAL",
"rawInput": "14399840",
"splitVat": false,
"warnings": [],
"cuiNumber": "14399840",
"freshness": "live",
"dataSource": "live-anaf",
"isRomanian": true,
"isVatPayer": true,
"observedAt": "2026-10-06T15:52:02.053Z",
"companyName": "DANTE INTERNATIONAL SA",
"countryCode": "RO",
"isSimulated": false,
"fiscalStatus": "ACTIVA",
"formattedVat": "RO14399840",
"validationSteps": {
"formatCheck": true,
"registryCheck": true,
"viesFormatCheck": true,
"modulo11Checksum": true
},
"registrationDate": "2002-01-23",
"tradeRegisterNumber": "J2002000372404"
},
"ibanResult": {
"bban": "370400440532013000",
"iban": "DE89370400440532013000",
"errors": [],
"isSepa": true,
"isValid": true,
"bankCode": "37040044",
"bankName": "Bancă Necunoscută / Standard",
"currency": "EUR",
"warnings": [],
"checkDigits": "89",
"countryCode": "DE",
"countryName": "Germany",
"actualLength": 22,
"accountNumber": "0532013000",
"countryNameRo": "Germania",
"formattedIban": "DE89 3704 0044 0532 0130 00",
"expectedLength": 22,
"validationSteps": {
"formatCheck": true,
"lengthCheck": true,
"bbanRegexCheck": true,
"checksumModulo97": true
},
"countryRecognized": true
},
"isFullyValid": true,
"bankMatchRisk": "LOW",
"confidenceScore": 100,
"bankMatchExplanation": "Partener internațional SEPA validat. Se recomandă transfer SEPA Instant EUR.",
"recommendedPaymentMethod": "SEPA_INSTANT"
}
}
},
"schema": {
"type": "object",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"required": [
"input"
],
"properties": {
"input": {
"type": "object",
"required": [
"type",
"method",
"bodyType",
"body"
],
"properties": {
"body": {
"required": [
"iban"
],
"properties": {
"cui": {
"type": "string",
"maxLength": 32
},
"iban": {
"type": "string",
"maxLength": 64
},
"vatNumber": {
"type": "string",
"maxLength": 32
}
}
},
"type": {
"type": "string",
"const": "http"
},
"method": {
"enum": [
"POST"
],
"type": "string"
},
"bodyType": {
"enum": [
"json",
"form-data",
"text"
],
"type": "string"
}
},
"additionalProperties": false
},
"output": {
"type": "object",
"required": [
"type"
],
"properties": {
"type": {
"type": "string"
},
"example": {
"type": "object"
}
}
}
}
}
}
},
"x402Version": 2
}Captured payload 5 of 13
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x70F3FBde8f5d4D861a5Aa8427EC5c28DDA9fE7c7",
"amount": "30000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://api.ibancheck.co.uk/api/generate-efactura-ubl",
"mimeType": "application/json",
"description": "Convert JSON invoice into valid European Standard EN 16931 / CIUS-RO ANAF UBL 2.1 XML e-Factura"
},
"extensions": {
"bazaar": {
"info": {
"input": {
"body": {
"lines": [
{
"name": "Servicii Consultanta AI",
"quantity": 1,
"unitPrice": 2500,
"taxRatePercent": 19
}
],
"currency": "RON",
"customer": {
"cif": "2816464",
"city": "Bacau",
"name": "Client SRL",
"address": "Bulevardul Unirii 10",
"countryCode": "RO"
},
"supplier": {
"cif": "14399840",
"city": "Bucuresti",
"iban": "RO49AAAA1B31007593840000",
"name": "Furnizor SRL",
"address": "Strada Exemplu 1",
"countryCode": "RO"
},
"invoiceNumber": "FACT-2026-001"
},
"type": "http",
"method": "POST",
"bodyType": "json"
},
"output": {
"type": "json",
"example": {
"totals": {
"currency": "RON",
"totalNet": 2500,
"totalVat": 475,
"linesCount": 1,
"totalGross": 2975
},
"invoiceNumber": "FACT-2026-001",
"xmlBytesCount": 3616,
"xmlUblContent": "<?xml version=\"1.0\" encoding=\"UTF-8\"?>\n<Invoice xmlns=\"urn:oasis:names:specification:ubl:schema:xsd:Invoice-2\" xmlns:cac=\"urn:oasis:names:specification:ubl:schema:xsd:CommonAggregateComponents-2\" xmlns:cbc=\"urn:oasis:names:specification:ubl:schema:xsd:CommonBasicComponents-2\">\n <cbc:CustomizationID>urn:cen.eu:en16931:2017#compliant#urn:efactura.mfinante.ro:CIUS-RO:1.0.1</cbc:CustomizationID>\n <cbc:ProfileID>urn:fdc:peppol.eu:2017:poacc:billing:01:1.0</cbc:ProfileID>\n <cbc:ID>FACT-2026-001</cbc:ID>\n <cbc:IssueDate>2026-10-06</cbc:IssueDate>\n <cbc:DueDate>2026-10-06</cbc:DueDate>\n <cbc:Inv…",
"formattedXmlSize": "3.53 KB",
"validationReport": {
"warnings": [
"Notă: \"isCiusRoCompliant\"/\"isEn16931Compliant\" verifică doar prezența câmpurilor obligatorii și plaje numerice valide — NU validează integral regulile de business BR-* din EN 16931/CIUS-RO. Nu folosiți acest flag ca singură confirmare \"gata de trimis la ANAF\"."
],
"schemaErrors": [],
"validationScope": "structural-local",
"isCiusRoCompliant": true,
"isEn16931Compliant": true,
"hasValidCustomerCif": true,
"hasValidSupplierCif": true,
"hasValidSupplierIban": true
}
}
}
},
"schema": {
"type": "object",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"required": [
"input"
],
"properties": {
"input": {
"type": "object",
"required": [
"type",
"method",
"bodyType",
"body"
],
"properties": {
"body": {
"required": [
"invoiceNumber",
"currency",
"supplier",
"customer",
"lines"
],
"properties": {
"lines": {
"type": "array",
"maxItems": 1000
},
"currency": {
"enum": [
"RON",
"EUR",
"USD"
]
},
"customer": {
"type": "object"
},
"supplier": {
"type": "object"
},
"invoiceNumber": {
"type": "string",
"maxLength": 100
}
}
},
"type": {
"type": "string",
"const": "http"
},
"method": {
"enum": [
"POST"
],
"type": "string"
},
"bodyType": {
"enum": [
"json",
"form-data",
"text"
],
"type": "string"
}
},
"additionalProperties": false
},
"output": {
"type": "object",
"required": [
"type"
],
"properties": {
"type": {
"type": "string"
},
"example": {
"type": "object"
}
}
}
}
}
}
},
"x402Version": 2
}Captured payload 6 of 13
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x70F3FBde8f5d4D861a5Aa8427EC5c28DDA9fE7c7",
"amount": "2000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://api.ibancheck.co.uk/api/generate-idempotency-key",
"mimeType": "application/json",
"description": "Generate a time-sortable UUIDv7-based Idempotency-Key with a deterministic payload hash. Send it as an Idempotency-Key header on a retried call to any paid endpoint: the same key and request returns the cached response with no new charge."
},
"extensions": {
"bazaar": {
"info": {
"input": {
"body": {
"payload": {
"orderId": "A-1001"
}
},
"type": "http",
"method": "POST",
"bodyType": "json"
},
"output": {
"type": "json",
"example": {
"scope": "financial-payment",
"uuidV7": "01a111ea-2d24-7b2a-8404-3e3c779dd31f",
"isoDate": "2026-10-06T15:52:02.084Z",
"ttlSeconds": 86400,
"curlExample": "curl -X POST https://api.ibancheck.co.uk/api/sepa-payout -H \"Idempotency-Key: idem_financial-payment_01a111ea2d247b2a84043e3c779dd31f_238186c0\" -d '{\"orderId\":\"A-1001\"}'",
"entropyBits": 74,
"payloadHash": "238186c045395ed9f8fe5eda2a253194a384bf392c8ba4a86bd8fdc4907a4d95",
"timestampMs": 1791301922084,
"idempotencyKey": "idem_financial-payment_01a111ea2d247b2a84043e3c779dd31f_238186c0",
"suggestedHeader": "Idempotency-Key: idem_financial-payment_01a111ea2d247b2a84043e3c779dd31f_238186c0"
}
}
},
"schema": {
"type": "object",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"required": [
"input"
],
"properties": {
"input": {
"type": "object",
"required": [
"type",
"method",
"bodyType",
"body"
],
"properties": {
"body": {
"required": [
"payload"
],
"properties": {
"scope": {
"type": "string"
},
"payload": {
"type": "object"
},
"ttlSeconds": {
"type": "number"
}
}
},
"type": {
"type": "string",
"const": "http"
},
"method": {
"enum": [
"POST"
],
"type": "string"
},
"bodyType": {
"enum": [
"json",
"form-data",
"text"
],
"type": "string"
}
},
"additionalProperties": false
},
"output": {
"type": "object",
"required": [
"type"
],
"properties": {
"type": {
"type": "string"
},
"example": {
"type": "object"
}
}
}
}
}
}
},
"x402Version": 2
}Captured payload 7 of 13
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x70F3FBde8f5d4D861a5Aa8427EC5c28DDA9fE7c7",
"amount": "2000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://api.ibancheck.co.uk/api/generate-uuidv7",
"mimeType": "application/json",
"description": "Ultra-fast time-ordered UUIDv7 generator for database primary keys & transactional event logs"
},
"extensions": {
"bazaar": {
"info": {
"input": {
"type": "http",
"method": "GET",
"queryParams": {}
},
"output": {
"type": "json",
"example": {
"count": 1,
"results": [
{
"uuid": "01a111ea-2d3c-7e17-86ab-f0f12412a3ea",
"isoDate": "2026-10-06T15:52:02.108Z",
"version": 7,
"timestampMs": 1791301922108,
"sortOrderDeterministic": true
}
]
}
}
},
"schema": {
"type": "object",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"required": [
"input"
],
"properties": {
"input": {
"type": "object",
"required": [
"type",
"method"
],
"properties": {
"type": {
"type": "string",
"const": "http"
},
"method": {
"enum": [
"GET"
],
"type": "string"
},
"queryParams": {
"type": "object",
"properties": {}
}
},
"additionalProperties": false
},
"output": {
"type": "object",
"required": [
"type"
],
"properties": {
"type": {
"type": "string"
},
"example": {
"type": "object"
}
}
}
}
}
}
},
"x402Version": 2
}Captured payload 8 of 13
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x70F3FBde8f5d4D861a5Aa8427EC5c28DDA9fE7c7",
"amount": "2000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://api.ibancheck.co.uk/api/iban/generate-epc-qr",
"mimeType": "application/json",
"description": "Generate a SEPA EPC (GiroCode) payment QR code as PNG or SVG from IBAN, beneficiary name, amount and reference. Scannable by European banking apps to prefill a SEPA credit transfer. The IBAN is validated first. $0.002 USDC per call on Base."
},
"extensions": {
"bazaar": {
"info": {
"input": {
"body": {
"iban": "DE89370400440532013000",
"amount": 150.5,
"currency": "EUR",
"beneficiaryName": "Example GmbH"
},
"type": "http",
"method": "POST",
"bodyType": "json"
},
"output": {
"type": "json",
"example": {
"iban": "DE89370400440532013000",
"qrSvg": "<svg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 41 41\" …",
"amount": 150.5,
"format": "svg",
"payload": "BCD\n002\n1\nSCT\n\nExample GmbH\nDE89370400440532013000\nEUR150.50\n\n\nPlata servicii automate\n",
"success": true,
"epcCompliant": true,
"beneficiaryName": "Example GmbH",
"payloadSizeBytes": 87
}
}
},
"schema": {
"type": "object",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"required": [
"input"
],
"properties": {
"input": {
"type": "object",
"required": [
"type",
"method",
"bodyType",
"body"
],
"properties": {
"body": {
"required": [
"iban",
"beneficiaryName"
],
"properties": {
"bic": {
"type": "string",
"maxLength": 11
},
"iban": {
"type": "string",
"maxLength": 64
},
"amount": {
"type": "number",
"maximum": 999999999.99,
"minimum": 0.01
},
"currency": {
"const": "EUR"
},
"beneficiaryName": {
"type": "string",
"maxLength": 70
}
}
},
"type": {
"type": "string",
"const": "http"
},
"method": {
"enum": [
"POST"
],
"type": "string"
},
"bodyType": {
"enum": [
"json",
"form-data",
"text"
],
"type": "string"
}
},
"additionalProperties": false
},
"output": {
"type": "object",
"required": [
"type"
],
"properties": {
"type": {
"type": "string"
},
"example": {
"type": "object"
}
}
}
}
}
}
},
"x402Version": 2
}Captured payload 9 of 13
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x70F3FBde8f5d4D861a5Aa8427EC5c28DDA9fE7c7",
"amount": "3000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://api.ibancheck.co.uk/api/hash-timestamp",
"mimeType": "application/json",
"description": "Cryptographic SHA-256 hash & HMAC timestamp audit seal for AI agent actions"
},
"extensions": {
"bazaar": {
"info": {
"input": {
"body": {
"payload": {
"hello": "world"
}
},
"type": "http",
"method": "POST",
"bodyType": "json"
},
"output": {
"type": "json",
"example": {
"note": "Cryptographic SHA-256 hash with HMAC audit signature timestamped by x402 agent microservice.",
"proof": {
"sha256": "93a23971a914e5eacbf0a8d25154cda309c3c1c72fbb9914d47c60f3cb681588",
"verified": true,
"algorithm": "SHA-256 + HMAC-SHA256",
"timestamp": "2026-10-06T15:52:02.157Z",
"proofToken": "OTNhMjM5NzFhOTE0ZTVlYS41NjEyMzFhMTY3MTRmMmZlLjE3OTEzMDE5MjIxNTc=",
"entropyBits": 256,
"timestampMs": 1791301922157,
"hmacSignature": "561231a16714f2fe6b9f38ffff20551b23f0effb173444ba57e4b922f9b52e86"
},
"success": true
}
}
},
"schema": {
"type": "object",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"required": [
"input"
],
"properties": {
"input": {
"type": "object",
"required": [
"type",
"method",
"bodyType",
"body"
],
"properties": {
"body": {
"properties": {
"payload": {
"type": "object"
},
"fileBase64": {
"type": "string"
}
}
},
"type": {
"type": "string",
"const": "http"
},
"method": {
"enum": [
"POST"
],
"type": "string"
},
"bodyType": {
"enum": [
"json",
"form-data",
"text"
],
"type": "string"
}
},
"additionalProperties": false
},
"output": {
"type": "object",
"required": [
"type"
],
"properties": {
"type": {
"type": "string"
},
"example": {
"type": "object"
}
}
}
}
}
}
},
"x402Version": 2
}Captured payload 10 of 13
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x70F3FBde8f5d4D861a5Aa8427EC5c28DDA9fE7c7",
"amount": "4000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://api.ibancheck.co.uk/api/curs-bnr",
"mimeType": "application/json",
"description": "Official BNR daily reference exchange rate table (live fetch + cache, embedded fallback snapshot when offline)"
},
"extensions": {
"bazaar": {
"info": {
"input": {
"type": "http",
"method": "GET",
"queryParams": {}
},
"output": {
"type": "json",
"example": {
"date": "2026-09-09",
"rates": {
"AUD": 3.262,
"BGN": 2.6866,
"CAD": 3.2794,
"CHF": 5.5768,
"CNY": 0.6738,
"CZK": 0.2168,
"EUR": 5.2542,
"GBP": 6.1184,
"HUF": 0.014439,
"JPY": 0.029428,
"MDL": 0.2624,
"PLN": 1.2174,
"RON": 1,
"TRY": 0.0932,
"USD": 4.5194
},
"source": "fallback-embedded",
"fetchedAt": "2026-10-06T15:51:46.567Z",
"isSimulated": true,
"fallbackExpiresAt": "2026-10-09T00:00:00.000Z"
}
}
},
"schema": {
"type": "object",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"required": [
"input"
],
"properties": {
"input": {
"type": "object",
"required": [
"type",
"method"
],
"properties": {
"type": {
"type": "string",
"const": "http"
},
"method": {
"enum": [
"GET"
],
"type": "string"
},
"queryParams": {
"type": "object",
"properties": {}
}
},
"additionalProperties": false
},
"output": {
"type": "object",
"required": [
"type"
],
"properties": {
"type": {
"type": "string"
},
"example": {
"type": "object"
}
}
}
}
}
}
},
"x402Version": 2
}Captured payload 11 of 13
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x70F3FBde8f5d4D861a5Aa8427EC5c28DDA9fE7c7",
"amount": "4000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://api.ibancheck.co.uk/api/converteste-valuta",
"mimeType": "application/json",
"description": "Currency conversion using current BNR rates, with optional net/VAT/gross RON breakdown"
},
"extensions": {
"bazaar": {
"info": {
"input": {
"body": {
"amount": 100,
"toCurrency": "RON",
"fromCurrency": "EUR"
},
"type": "http",
"method": "POST",
"bodyType": "json"
},
"output": {
"type": "json",
"example": {
"amount": 100,
"errors": [],
"rateUsed": 5.2542,
"warnings": [
"Curs valutar din snapshot offline (fallback din 2026-09-09), nu de la feed-ul live BNR. Nu folosiți pentru facturare fiscală fără verificare pe bnr.ro."
],
"ratesDate": "2026-09-09",
"toCurrency": "RON",
"isSimulated": true,
"ratesSource": "fallback-embedded",
"fromCurrency": "EUR",
"convertedAmount": 525.42
}
}
},
"schema": {
"type": "object",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"required": [
"input"
],
"properties": {
"input": {
"type": "object",
"required": [
"type",
"method",
"bodyType",
"body"
],
"properties": {
"body": {
"required": [
"amount",
"fromCurrency"
],
"properties": {
"amount": {
"type": "number",
"maximum": 1000000000000000,
"minimum": 0
},
"toCurrency": {
"type": "string",
"pattern": "^[A-Z]{3}$"
},
"fromCurrency": {
"type": "string",
"pattern": "^[A-Z]{3}$"
},
"taxRatePercent": {
"type": "number",
"maximum": 100,
"minimum": 0
}
}
},
"type": {
"type": "string",
"const": "http"
},
"method": {
"enum": [
"POST"
],
"type": "string"
},
"bodyType": {
"enum": [
"json",
"form-data",
"text"
],
"type": "string"
}
},
"additionalProperties": false
},
"output": {
"type": "object",
"required": [
"type"
],
"properties": {
"type": {
"type": "string"
},
"example": {
"type": "object"
}
}
}
}
}
}
},
"x402Version": 2
}Captured payload 12 of 13
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x70F3FBde8f5d4D861a5Aa8427EC5c28DDA9fE7c7",
"amount": "4000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://api.ibancheck.co.uk/api/sign-transaction",
"mimeType": "application/json",
"description": "RFC 8785 key-sorted JSON canonicalization + SHA-256 hash + Merkle leaf + HMAC-SHA256 audit signature"
},
"extensions": {
"bazaar": {
"info": {
"input": {
"body": {
"payload": {
"amount": 150,
"orderId": "A-1001"
}
},
"type": "http",
"method": "POST",
"bodyType": "json"
},
"output": {
"type": "json",
"example": {
"sha256": "70247945ceeacd1bc929d1612cfcc36b0c0c4803e1350505c875b28a036015ca",
"success": true,
"algorithm": "SHA-256 + HMAC-SHA256 peste canonizare cu chei sortate (RFC 8785, invarianta de ordonare)",
"timestamp": "2026-10-06T15:52:02.205Z",
"merkleLeaf": "fabe21766a6cd66686e58bb4c4996cc9c322017a4c7b87898500ec860d618407",
"proofToken": "NzAyNDc5NDVjZWVhY2QxYi4xODViYjJkODc1MTBiMGZjLjE3OTEzMDE5MjIyMDU=",
"timestampMs": 1791301922205,
"hmacSignature": "185bb2d87510b0fc0672ff75bef3c0226496050a27e71f3a7a5042e11cf1c7bf",
"canonicalPayload": "{\"amount\":150,\"orderId\":\"A-1001\"}"
}
}
},
"schema": {
"type": "object",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"required": [
"input"
],
"properties": {
"input": {
"type": "object",
"required": [
"type",
"method",
"bodyType",
"body"
],
"properties": {
"body": {
"required": [
"payload"
],
"properties": {
"payload": {
"type": "object"
}
}
},
"type": {
"type": "string",
"const": "http"
},
"method": {
"enum": [
"POST"
],
"type": "string"
},
"bodyType": {
"enum": [
"json",
"form-data",
"text"
],
"type": "string"
}
},
"additionalProperties": false
},
"output": {
"type": "object",
"required": [
"type"
],
"properties": {
"type": {
"type": "string"
},
"example": {
"type": "object"
}
}
}
}
}
}
},
"x402Version": 2
}Captured payload 13 of 13
{
"error": "Payment required",
"accepts": [
{
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"payTo": "0x70F3FBde8f5d4D861a5Aa8427EC5c28DDA9fE7c7",
"amount": "3000",
"scheme": "exact",
"network": "eip155:8453",
"maxTimeoutSeconds": 120
}
],
"resource": {
"url": "https://api.ibancheck.co.uk/api/verify-signature",
"mimeType": "application/json",
"description": "Re-canonicalizes a payload and compares recomputed hash/HMAC against provided values to detect tampering"
},
"extensions": {
"bazaar": {
"info": {
"input": {
"body": {
"sha256": "<sha256 from sign-transaction>",
"payload": {
"amount": 150,
"orderId": "A-1001"
},
"timestampMs": 1791301906606,
"hmacSignature": "<hmacSignature from sign-transaction>"
},
"type": "http",
"method": "POST",
"bodyType": "json"
},
"output": {
"type": "json",
"example": {
"errors": [],
"isValid": true,
"success": true,
"tampered": false,
"hmacValid": true,
"providedSha256": "70247945ceeacd1bc929d1612cfcc36b0c0c4803e1350505c875b28a036015ca",
"recomputedSha256": "70247945ceeacd1bc929d1612cfcc36b0c0c4803e1350505c875b28a036015ca",
"signatureAgeSeconds": 0,
"recomputedMerkleLeaf": "fabe21766a6cd66686e58bb4c4996cc9c322017a4c7b87898500ec860d618407"
}
}
},
"schema": {
"type": "object",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"required": [
"input"
],
"properties": {
"input": {
"type": "object",
"required": [
"type",
"method",
"bodyType",
"body"
],
"properties": {
"body": {
"required": [
"payload"
],
"properties": {
"sha256": {
"type": "string"
},
"payload": {
"type": "object"
},
"merkleLeaf": {
"type": "string"
},
"timestampMs": {
"type": "number"
},
"hmacSignature": {
"type": "string"
},
"maxAgeSeconds": {
"type": "number"
}
}
},
"type": {
"type": "string",
"const": "http"
},
"method": {
"enum": [
"POST"
],
"type": "string"
},
"bodyType": {
"enum": [
"json",
"form-data",
"text"
],
"type": "string"
}
},
"additionalProperties": false
},
"output": {
"type": "object",
"required": [
"type"
],
"properties": {
"type": {
"type": "string"
},
"example": {
"type": "object"
}
}
}
}
}
}
},
"x402Version": 2
}Can I trust it score from our own monitoring
score from our own monitoring
#12 of 104 in Finance. Bands: strong 93+, solid 75+, mixed 55+, weak below 55.
- Reliability
- 100% uptime since 10-14
- Compliance
- A 14/14 checks pass
- Price
- $0.002 to $0.03 p21 in Finance
- Risk
- clean no risk flag
- Traction
- $0.00 30d 0 buyers
14/14 compliance checks
- 402 payload captured
- accepts[] array present
- payTo address recoverable
- payTo at accepts[0].payTo (conformant shape)
- payTo is a valid on-chain address
- atomic price declared
- atomic price in a sane range
- asset (token) address declared
- network resolves to CAIP-2
- payment scheme declared
- served over HTTPS
- declares the current x402 version (2)
- EIP-712 domain parameters present on every EVM entry
- x402 v2 envelope delivered in the payment-required header
402 terms unchanged since 2026-10-14. Last up 2026-10-14.
── Site signals
- homepage reachable
- openapi doc
- pricing page
- llms.txt
- robots.txt
- terms page
How the score works
What the score read on this service: status online, 100% uptime, latest daily rollup (no 30d window yet), 138ms response p95, x402 compliance 14 of 14, $0.002 price against the category, on-chain traction measured. Each of those is measured, and each is published in full below.
The score comes from our own monitoring, never from reviews, operator claims, or a language model: reliability, x402 compliance, price against the category, a deterministic risk flag, and a small on-chain traction term, weighted by ranking generation 3. It is not placement anyone can buy: the paid verify tier is reported beside it and is not one of its inputs. Every component below stays published and read-only.
Bands on the 0 to 100 measured score: strong at 93 and above, solid from 75, mixed from 55, weak below 55. Price and speed are scored against the whole category field, every listing in it that carries no danger flag, the scored service included, so the score places a service in its own field.
It is a score inside Finance, and only there: price and speed are scored against the whole category field, every listing in it that carries no danger flag, the scored service included, which here means 104 listings, this one among them: the same 104 the position above is counted against. When the two differ, the field is the wider one, because a listing we have measured too little of to rank still sits in the field the price and the speed are normalized over. The same service in a different field would read differently. The same engine answers GET /api/v1/best, and asked for a different pool (the whole directory, or another filter) it returns a different number for this service under this same ranking generation. Neither is more correct: they answer different questions, and the methodology states which is which.
Traction is a conservative undercount.
All measured facts
What it does
A B2B financial and tax verification hub built for autonomous agents. Validate IBANs (single or batch), verify Romanian CUI and EU VAT numbers, audit a business partner, generate e-Factura (UBL) invoices, fetch BNR exchange rates, convert currencies, generate SEPA EPC QR codes, idempotency keys and UUIDv7. Every endpoint is priced per call (0.002–0.030 USD) and paid in USDC on Base with the x402 protocol. Discoverable via OpenAPI, /.well-known/x402, llms.txt and the CDP Bazaar.
IBAN & Tax Verification Hub is a listed x402 Finance API. Captured payment terms name Base. Monitoring and settlement figures below describe the observations available to this directory; an unpaid HTTP 402 check does not prove that a paid call will deliver.
Assessment computed at . Latest service check observed at . Service data JSON · Measurement methodology.
Page rendered at . This response time is separate from the observation and computation times attached to each measurement.
Latest endpoint observation: . Latest price capture: . Prices are recorded quotes, not a promise of availability. Token assets and payment terms are listed separately. Endpoint data JSON · Price history JSON · Measurement methodology.
Assessment computed at . Uptime uses the stated daily-rollup window; response times are in milliseconds, compliance is passed/evaluated checks, and traction is a measured settlement floor. The comparison score is out of 100 within this category. Assessment JSON · Measurement methodology.
Observed daily coverage: 2026-09-15 to 2026-10-14 UTC. Daily monitoring and settlement rollups do not expose their computation time; a bucket date is not an update timestamp. Uptime and response JSON · Volume JSON · Buyers JSON · Measurement methodology.
Ranked from the measured category pool, refreshed at most once a minute. The comparison has no persisted computation timestamp; the assessment time above belongs to this service only. Ranking API documentation · Ranking methodology.
x402 List home · Services · Finance
- uptime · latest daily rollup
- -
- uptime 7d
- -
- uptime 30d
- -
- uptime 90d
- -
- response p95
- 138ms
- avg response
- 138ms
- total checks
- 1
Measured on the unpaid 402 handshake, not the paid call. A service can 402 correctly and still fail after payment.
- price (min)
- $0.002
- price (max)
- $0.03
- category percentile (min)
- p21 in Finance
- category percentile (max)
- p40 in Finance
- endpoints / prices
- 13 / 6
- model
- tiered
- stability
- 100%
No deterministic risk flag. Risk fires only on an exact blocklist match, or a reserved-brand name with a mismatched verified payTo. Never from low uptime, a high price, or a model guess.
- domain age
- -
- registrar
- -
- hosting
- custom
- domain created
- ---
Identity facts, not a risk score.
- assessment volume 30d
- $0.00
- exact assessment volume 30d (USD)
- 0
- assessment recorded at (UTC)
- 2026-10-14T10:03:17.580Z
- buyers 30d
- 0
- settlements 30d
- 0
- measured since
- --- (start of our harvest window)
- last settlement
- ---
- top buyer share
- -
- top 3 buyers share
- -
- concentrated volume
- no
- trend 7d vs 30d
- -
- networks
- eip155:8453
- volume all-time
- $0
- settlements all-time
- 0
- median settlement 30d
- -
- max settlement 30d
- -
Assessment volume uses the latest 30d assessment. Over time sums daily address snapshots, rounded to cents and refreshed separately. The two sources can differ in timing, precision and shared-address attribution. Amounts use cents for comparison; known sub-cent values keep up to 12 significant digits. The exact stored assessment value is shown above.
Conservative undercount: only USDC settlements via facilitators we measure are counted. A measured floor, not an estimate.
Top buyer share lowers the on-chain traction part of the ranking score behind this page's verdict and /best, by up to half when one address holds all 30d volume. The Recommended and Highest volume sorts of the services list do not use it; they use the Concentrated volume rule instead.
- member since
- 2026-10-14
Recent checks
| Checked at (UTC) | Status | HTTP | Response | Endpoints |
|---|---|---|---|---|
| Online | 402 | 228ms | 13 | |
| Online | 402 | 340ms | 13 | |
| Online | 402 | 209ms | 13 | |
| Online | 402 | 277ms | 13 | |
| Online | 402 | 319ms | 13 | |
| Online | 402 | 266ms | 13 | |
| Online | 402 | 80ms | 13 | |
| Online | 402 | 138ms | 13 |
Changes0 in 30d
No changes recorded in the last 30 days.
Over time
- Volume 30d
- $0.00
- Uptime
- no completed-day data
More charts
09-15 to 10-14* UTC
Each series spans only the dates it has data for. Every series is also served as JSON at /api, /scores, /volume and /buyers.
Values
* today so far, partial (UTC).
The uptime summary counts completed UTC days only. The strip, readouts and table retain today's partial reading.
Daily snapshot total, 30d: $0.16, peak $0.16 on 10-06. The visible 30d total in Traction comes from the latest assessment. These sources can differ in their window, refresh time, cent rounding and shared-address attribution.
Daily address snapshots: 2026-09-15 to 2026-10-14 UTC; * today so far, partial (UTC). Daily snapshots store cents. A recorded $0.00 with settlements cannot distinguish exact zero from volume rounded away. Lost precision is unavailable here. † marks a recorded $0.00 with settlements.
Settlement volume uses the stored USD valuation of tracked payments; it is distinct from token quantities. USD-pegged assets are valued at 1 USD per token in these rollups. The measured settlement floor does not cover all payments to this service.
Assessment history last recorded at . Each UTC day uses its last recorded run; missing readings stay unmeasured. Assessment history JSON · Measurement methodology.
| Day | Volume | Buyers | Settlements | Uptime | Response | Compliance | Price percentile | Site signals |
|---|---|---|---|---|---|---|---|---|
| 2026-10-06 | $0.16 | 1 | 20 | no data | no data | no data | no data | no data |
| 2026-10-07 | no data | no data | no data | no data | no data | no data | no data | no data |
| 2026-10-08 | no data | no data | no data | no data | no data | no data | no data | no data |
| 2026-10-09 | no data | no data | no data | no data | no data | no data | no data | no data |
| 2026-10-10 | no data | no data | no data | no data | no data | no data | no data | no data |
| 2026-10-11 | $0.00 recorded† | 1 | 1 | no data | no data | no data | no data | no data |
| 2026-10-12 | no data | no data | no data | no data | no data | no data | no data | no data |
| 2026-10-13 | no data | no data | no data | no data | no data | no data | no data | no data |
| 2026-10-14* | no data | no data | no data | 100% | 200.75ms | 14/14 | p21 | 4/6 |
Alternatives in Finance
5 of 103 other ranked services in Finance, ordered by the same measured score.
Own this service?
Keep this listing accurate. Ownership is proven with a domain check and every change is reviewed by hand.
Update this listingEarn the verified tier: x402list pays a real call to this endpoint and, if it delivers, the service is delivery-verified. The fee covers the cost of the probe, not the badge; there is no refund if the call does not deliver. Agent and API only, no in-browser signing. See /api.
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Delisting
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